Top of main content
Mountains

Premier Account

Take control of your personal economy

HSBC Premier provides personal support to help you manage your personal economy

Your personal economy represents the health of your whole financial life. It is unique to you, and incorporates all the things you value most - your family, your home, your passions, your work and your legacy. Your personal economy is completely interconnected and constantly changing. HSBC Premier provides personal support for your personal economy in four ways.

Get our dedicated global support

Our Premier Relationship Management team is at the heart of HSBC Premier.

Your accredited and knowledgeable Premier Relationship Manager, where appropriate, can offer tailored financial advice to help you build and manage your personal economy.

We charge for our Premier Financial Advice service - our fees vary depending on your individual needs and you must have £50,000 or more in investable assets (which do not have to be with HSBC) in order to be eligible. Your adviser will clearly explain our fees upfront and the type of advice we offer in your initial, no-obligation consultation.  

A dedicated Premier Relationship Manager supported by a team of global analysts

We'll build a bespoke financial plan outlining our recommendations, including strategies and solutions that will help you build the future you want.

Not only do you have access to an accredited and knowledgeable Premier Relationship Manager, but they are supported by an extensive team of specialist wealth experts all working on your behalf, including the global investment expertise of the Global Asset Management team.

If you have £50,000 in savings or investments and are age 18 or over, your Premier Relationship Manager, where appropriate, may introduce you to our HSBC Premier Financial Advice Service. Fees will apply. 

 

Our success is measured by how well we meet your needs

We take your personal economy personally. To help achieve this, we offer the following:

  • Solutions to support your needs across education, insurance, managing and growing wealth2
  • Bespoke digital solutions to help you easily access and manage your personal economy

 

 

 

 

Always there, wherever and whenever you need us

Your personal economy is always with you. So is HSBC Premier. You can access our support and services anytime from anywhere in the world.

  • Automatic HSBC Premier status in all countries where you bank with HSBC
  • Access all your eligible worldwide HSBC accounts with Global View and make transfers between them quickly with no transfer fee
  • International account opening before you arrive at your destination1
  • Emergency credit card replacement within 36 hours. If your card is lost or stolen, we can arrange an emergency cash transfer, up to US $2,000, at up to 245,000 places worldwide
  • Online banking, giving you access to all your HSBC accounts globally3

 

Subject to status, local laws and Terms and Conditions.
We charge for our Premier Financial Advice service - our fees vary depending on your individual needs. Your adviser will clearly explain our fees upfront and the type of advice we offer in your initial, no-obligation consultation.
Our 24-hour secure Online Banking service is subject to scheduled maintenance periods.

HSBC Premier Personal Loans

Premier customers can receive representative 3.3% APR for Premier Personal Loans between £7,000 and £30,000

The representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances

HSBC Premier Credit Card

Take a look at our credit cards which are designed exclusively for our Premier Customers.

HSBC Premier Mortgages

Premier customers can benefit from preferential terms on our mortgage products.

Your home or property may be repossessed if you do not keep up repayments on your mortgage

Worldwide Travel Insurance

 

Worldwide Travel Insurance available to the UK, the Channel Islands or the Isle of Man residents under the age of 70, to give you some peace of mind if the unexpected happens.

 

As part of your HSBC Premier experience, you enjoy the benefit of Premier Worldwide Travel Insurance at no extra cost. Our cover gives you, your partner and any dependent children worldwide protection, so we're here to help whether you're having a long weekend in the UK, skiing in the Alps or travelling overseas.

Premier Worldwide Travel Insurance is provided by Aviva Insurance Limited in the UK. Policy Terms and Conditions apply.

Please note: holidays in the UK, Channel Islands and Isle of Man will only be covered if they include two or more consecutive nights stay in pre-booked holiday accommodation.

You may also be interested in

* This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of this website.

Simply choose the way that suits you best - but first, take a look below at the eligibility requirements and things you should know about your HSBC Premier Bank Account application.

I already have an HSBC Premier account

Call us on 

03457 707070


From abroad 

+44 1226 260 260

Lines are open 24 hours a day, subject to scheduled maintenance periods. 

Textphone contact numbers 

 

Apply in branch

Find a branch

You will need to provide us with a selection of information and documents

Are you eligible?

HSBC Premier is available to you, as long as you pay your annual income into your HSBC Premier Bank Account and either:

1) Have savings or investments of at least £50,000 with HSBC in the UK, Channel Islands or Isle of Man; or

2) Have an individual annual income of at least £100,000 and one of the following products with HSBC in the UK, Channel Islands or Isle of Man:

- a mortgage;
- an investment, life insurance or protection product;

Or, qualify for HSBC Premier in another country.

Please note: HSBC in the UK excludes M&S Bank,first direct and HSBC Expat. For the second criteria, in the case of a joint account, at least one of the parties must have an individual annual income of at least £100,000. The investment, life insurance or protection products also includes those purchased through one of HSBC's advisers.

If you'd like to open an HSBC Premier Account please ensure you can answer YES to the following:

  • You need to be 18 years or older.

  • Your residential address must be within the Channel Islands and Isle of Man.

  • You must be able to provide us with certified proof of your identity and address and one month's bank statements from your current bank (translated into English if appropriate).

  • If you are resident in the UK, Channel Islands or Isle of Man, you are happy for us to undertake a credit register search.

  • In order to qualify for lending, savings and travel insurance benefits and preferential rates you will need to be a resident in the UK, Channel Islands or Isle of Man. This is subject to status and meeting HSBC's proof of Channel Islands and Isle of Man address requirement. 

 

Travel Insurance Criteria

  • Are you under 70 years of age when your trip starts? Note: When you reach 70, you will no longer be covered by HSBC Premier Travel Insurance.

  • Are you a resident of the UK, Channel Islands or Isle of Man?

  • Are you registered with a doctor in the UK, the Channel Islands or the Isle of Man and liable to pay local taxes?

  • Are you going to start and finish your trip in the UK, the Channel Islands or the Isle of Man?

  • Are there any dependent children aged under 18 at the start of the trip or under 23 if they are in full-time education and live with you outside term time? (Children will only be covered when travelling with the account holder or their domestic partner, or whilst travelling abroad on their own to visit and stay with close relatives for the duration of the trip.)

You will need to call the HSBC Medical Risk Assessment Helpline on 08000517457 before booking your trip if you or any insured person in the last 12 months has been prescribed medication, have received or are awaiting medical treatment, tests or investigations, been referred to a specialist or admitted to hospital for any condition not listed on the accepted conditions list in the Your Health section in the policy booklet. You should also tell us before you travel if there has been any changes to your health or you have been referred to a consultant/specialist or admitted to hospital.

There is no cover for undiagnosed symptoms or any claim where you knew at the time of opening your HSBC Premier Bank Account or booking your trip (whichever is later) that you or your travelling companion may be unable to travel or may need to come home early e.g. illness of a close relative or travel companion.

Pre-existing conditions are not covered at any time under the policy unless listed within the accepted conditions list or have been disclosed to and accepted in writing by the HSBC Medical Risk Assessment Helpline. 

You must also declare any serious illness, injury or disease suffered by anyone whose health may cause you to cancel or abandon your travel plans, such as a close relative or travelling companion.
Pre-existing medical conditions are not covered at any time under the policy unless they have been disclosed to and accepted in writing by the HSBC Medical Risk Assessment Helpline.

 

Things you should know

HSBC Premier is subject to status. We'll review your account on a regular basis and if you no longer meet the qualifying criteria, we'll transfer your account to a Bank Account.

Account opening and credit is subject to status. All applicants are required to provide a passport or national ID card and proof of permanent residential address.

Please also take the time to read the documents listed below.

 

Worldwide Travel Insurance is provided by Aviva Insurance Limited in the UK. To be eligible you must:
* Be under the age of 70 on the start date of your trip
* Be registered with a doctor and liable to pay taxes in the UK, CI or IoM
* Be a resident of the UK, Channel Islands or Isle of Man

 

NOTE: If you have used a foreign address to open your account and now have proof of a UK, Channel Island or Isle of Man address meeting HSBC address requirements and meeting all other eligibility criteria for Travel Insurance, please go into your local branch to provide this so we can update our records.

We adhere to The Standards of Lending Practise

 

To read our PDF files you'll need to have Acrobat Reader 8.0™ or above. We think most of you will have this but if you don't, it's free and can be downloaded from Adobe UK*. If you are accessing this website using screen reading technology that cannot read PDFs, a converter is available at Access Adobe*.

 

Your eligible deposits with HSBC Bank plc are protected up to the limit of your local Compensation Scheme.

*Some of these links may allow you to access a non-HSBC website. HSBC Bank plc has no control over the linked website and is not liable for your use of it.

HSBC Premier provides personal support to help you manage your personal economy

Your personal economy represents the health of your whole financial life. It is unique to you, and incorporates all the things you value most - your family, your home, your passions, your work and your legacy. Your personal economy is completely interconnected and constantly changing. HSBC Premier provides personal support for your personal economy in four ways.

Get our dedicated global support

Our Premier Relationship Management team is at the heart of HSBC Premier.

Your accredited and knowledgeable Premier Relationship Manager, where appropriate, can offer tailored financial advice to help you build and manage your personal economy.

We charge for our Premier Financial Advice service - our fees vary depending on your individual needs and you must have £50,000 or more in investable assets (which do not have to be with HSBC) in order to be eligible. Your adviser will clearly explain our fees upfront and the type of advice we offer in your initial, no-obligation consultation.  

A dedicated Premier Relationship Manager supported by a team of global analysts

We'll build a bespoke financial plan outlining our recommendations, including strategies and solutions that will help you build the future you want.

Not only do you have access to an accredited and knowledgeable Premier Relationship Manager, but they are supported by an extensive team of specialist wealth experts all working on your behalf, including the global investment expertise of the Global Asset Management team.

If you have £50,000 in savings or investments and are age 18 or over, your Premier Relationship Manager, where appropriate, may introduce you to our HSBC Premier Financial Advice Service. Fees will apply. 

 

Our success is measured by how well we meet your needs

We take your personal economy personally. To help achieve this, we offer the following:

  • Solutions to support your needs across education, insurance, managing and growing wealth2
  • Bespoke digital solutions to help you easily access and manage your personal economy

 

 

 

 

Always there, wherever and whenever you need us

Your personal economy is always with you. So is HSBC Premier. You can access our support and services anytime from anywhere in the world.

  • Automatic HSBC Premier status in all countries where you bank with HSBC
  • Access all your eligible worldwide HSBC accounts with Global View and make transfers between them quickly with no transfer fee
  • International account opening before you arrive at your destination1
  • Emergency credit card replacement within 36 hours. If your card is lost or stolen, we can arrange an emergency cash transfer, up to US $2,000, at up to 245,000 places worldwide
  • Online banking, giving you access to all your HSBC accounts globally3

 

Subject to status, local laws and Terms and Conditions.
We charge for our Premier Financial Advice service - our fees vary depending on your individual needs. Your adviser will clearly explain our fees upfront and the type of advice we offer in your initial, no-obligation consultation.
Our 24-hour secure Online Banking service is subject to scheduled maintenance periods.

HSBC Premier Personal Loans

Premier customers can receive representative 3.3% APR for Premier Personal Loans between £7,000 and £30,000

The representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances

HSBC Premier Credit Card

Take a look at our credit cards which are designed exclusively for our Premier Customers.

HSBC Premier Mortgages

Premier customers can benefit from preferential terms on our mortgage products.

Your home or property may be repossessed if you do not keep up repayments on your mortgage

Worldwide Travel Insurance

 

Worldwide Travel Insurance available to the UK, the Channel Islands or the Isle of Man residents under the age of 70, to give you some peace of mind if the unexpected happens.

 

As part of your HSBC Premier experience, you enjoy the benefit of Premier Worldwide Travel Insurance at no extra cost. Our cover gives you, your partner and any dependent children worldwide protection, so we're here to help whether you're having a long weekend in the UK, skiing in the Alps or travelling overseas.

Premier Worldwide Travel Insurance is provided by Aviva Insurance Limited in the UK. Policy Terms and Conditions apply.

Please note: holidays in the UK, Channel Islands and Isle of Man will only be covered if they include two or more consecutive nights stay in pre-booked holiday accommodation.

You may also be interested in

* This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of this website.

Simply choose the way that suits you best - but first, take a look below at the eligibility requirements and things you should know about your HSBC Premier Bank Account application.

I already have an HSBC Premier account

Call us on 

03457 707070


From abroad 

+44 1226 260 260

Lines are open 24 hours a day, subject to scheduled maintenance periods. 

Textphone contact numbers 

 

Apply in branch

Find a branch

You will need to provide us with a selection of information and documents

Are you eligible?

HSBC Premier is available to you, as long as you pay your annual income into your HSBC Premier Bank Account and either:

1) Have savings or investments of at least £50,000 with HSBC in the UK, Channel Islands or Isle of Man; or

2) Have an individual annual income of at least £100,000 and one of the following products with HSBC in the UK, Channel Islands or Isle of Man:

- a mortgage;
- an investment, life insurance or protection product;

Or, qualify for HSBC Premier in another country.

Please note: HSBC in the UK excludes M&S Bank,first direct and HSBC Expat. For the second criteria, in the case of a joint account, at least one of the parties must have an individual annual income of at least £100,000. The investment, life insurance or protection products also includes those purchased through one of HSBC's advisers.

If you'd like to open an HSBC Premier Account please ensure you can answer YES to the following:

  • You need to be 18 years or older.

  • Your residential address must be within the Channel Islands and Isle of Man.

  • You must be able to provide us with certified proof of your identity and address and one month's bank statements from your current bank (translated into English if appropriate).

  • If you are resident in the UK, Channel Islands or Isle of Man, you are happy for us to undertake a credit register search.

  • In order to qualify for lending, savings and travel insurance benefits and preferential rates you will need to be a resident in the UK, Channel Islands or Isle of Man. This is subject to status and meeting HSBC's proof of Channel Islands and Isle of Man address requirement. 

 

Travel Insurance Criteria

  • Are you under 70 years of age when your trip starts? Note: When you reach 70, you will no longer be covered by HSBC Premier Travel Insurance.

  • Are you a resident of the UK, Channel Islands or Isle of Man?

  • Are you registered with a doctor in the UK, the Channel Islands or the Isle of Man and liable to pay local taxes?

  • Are you going to start and finish your trip in the UK, the Channel Islands or the Isle of Man?

  • Are there any dependent children aged under 18 at the start of the trip or under 23 if they are in full-time education and live with you outside term time? (Children will only be covered when travelling with the account holder or their domestic partner, or whilst travelling abroad on their own to visit and stay with close relatives for the duration of the trip.)

You will need to call the HSBC Medical Risk Assessment Helpline on 08000517457 before booking your trip if you or any insured person in the last 12 months has been prescribed medication, have received or are awaiting medical treatment, tests or investigations, been referred to a specialist or admitted to hospital for any condition not listed on the accepted conditions list in the Your Health section in the policy booklet. You should also tell us before you travel if there has been any changes to your health or you have been referred to a consultant/specialist or admitted to hospital.

There is no cover for undiagnosed symptoms or any claim where you knew at the time of opening your HSBC Premier Bank Account or booking your trip (whichever is later) that you or your travelling companion may be unable to travel or may need to come home early e.g. illness of a close relative or travel companion.

Pre-existing conditions are not covered at any time under the policy unless listed within the accepted conditions list or have been disclosed to and accepted in writing by the HSBC Medical Risk Assessment Helpline. 

You must also declare any serious illness, injury or disease suffered by anyone whose health may cause you to cancel or abandon your travel plans, such as a close relative or travelling companion.
Pre-existing medical conditions are not covered at any time under the policy unless they have been disclosed to and accepted in writing by the HSBC Medical Risk Assessment Helpline.

 

Things you should know

HSBC Premier is subject to status. We'll review your account on a regular basis and if you no longer meet the qualifying criteria, we'll transfer your account to a Bank Account.

Account opening and credit is subject to status. All applicants are required to provide a passport or national ID card and proof of permanent residential address.

Please also take the time to read the documents listed below.

 

Worldwide Travel Insurance is provided by Aviva Insurance Limited in the UK. To be eligible you must:
* Be under the age of 70 on the start date of your trip
* Be registered with a doctor and liable to pay taxes in the UK, CI or IoM
* Be a resident of the UK, Channel Islands or Isle of Man

 

NOTE: If you have used a foreign address to open your account and now have proof of a UK, Channel Island or Isle of Man address meeting HSBC address requirements and meeting all other eligibility criteria for Travel Insurance, please go into your local branch to provide this so we can update our records.

We adhere to The Standards of Lending Practise

 

To read our PDF files you'll need to have Acrobat Reader 8.0™ or above. We think most of you will have this but if you don't, it's free and can be downloaded from Adobe UK*. If you are accessing this website using screen reading technology that cannot read PDFs, a converter is available at Access Adobe*.

 

Your eligible deposits with HSBC Bank plc are protected up to the limit of your local Compensation Scheme.

*Some of these links may allow you to access a non-HSBC website. HSBC Bank plc has no control over the linked website and is not liable for your use of it.