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Balance Transfer Card

Apply for a Balance Transfer Credit Card online

Balance Transfer Credit Card

Take control of your finances with a credit card that gives you flexibility to repay what you owe.
Credit is subject to status, affordabililty and applicable terms and conditions.
Representative example

19.9% APR


Representative APR

19.9% p.a


Purchase rate

Card details

  • 0% interest for 32 months* on balance transfers made within the first 60 days of account opening
    A 1.5% fee applies (minimum £5).
  • 0% interest on purchases for 3 months* from account opening

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Using your card

  • Make contactless transactions
    Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
  • Manage your card online
    Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
  • Get additional card
    Add your partner or family members over 18 to your account. It's a simple way to get more from your HSBC credit card.
  • Bank anywhere with the HSBC Mobile Banking app
    Make payments to existing beneficiaries and manage your personal acounts easily and securely with the HSBC Mobile Banking app.
  • Use your card abroad
    You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee. Find out more about credit card fees abroad.
  • Enjoy 24/7 worldwide assistance
    Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

Already with HSBC?

If you're registered for online banking, you can apply online and get a decision in less than a minute.

If you're applying for a second HSBC credit card, you'll need to book an appointment to come into one of our branches.

New to HSBC?

Book an appointment online

To apply, you'll need to come into one of our branches and speak to the team. Please bring identification, proof of address and a recent bank statement.

Book an appointment over the phone

If you can't book online, call us to make an appointment on

03456 00 61 61

Our lines are open 07:00 to 21:00 every day.

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Terms and conditions apply.

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