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Current accounts

Find the best bank account for you
HSBC Advance Bank Account
  • No monthly account fee
  • 5% AER/Gross with our Regular Saver1
  • £500 daily ATM cash withdrawals
To be eligible for HSBC Advance, customers will need to pay in a minimum of £1,750 per month or £10,500 over 6 months

Designed with your needs in mind, our HSBC Advance Bank Account is more than a current account.

HSBC Premier Bank Account
  • A £500 interest-free overdraft facility, available on request, with no overdraft fees
  • Worldwide Travel Insurance for you and your family, for Channel Islands and Isle of Man residents aged under 70 provided by Aviva Insurance Limited in the UK
  • Overdraft rate: 11.9% EAR (Overdraft service available subject to status)
Your residential address must be within the Channel Islands or Isle of Man

All the everyday banking essentials you need - plus some useful additional benefits to make it easier to manage your money.

Bank Account
  • Set up Standing Orders, Direct Debits and payments to friends and family
  • Available overdraft service, subject to status
  • Overdraft rate: 19.9% EAR
Your residential address must be within the Channel Islands or Isle of Man

Get a simple current account with handy extras, and manage your money 24/7 online or over the phone.

Basic Bank Account
  • Cash withdrawals up to £300 per day
  • Set up Standing Orders, Direct Debits and payments to friends and family
  • 24/7 Telephone and Online banking, subject to planned maintenance
Please note you will not have access to any lending facility, including overdraft, credit card, personal loan or mortgage. You will also not have access to certain savings accounts such as Regular Saver, Fixed Rate Saver or Online Bonus Saver. Eligibility criteria and T&Cs apply.

Our Basic Bank Account is designed only for customers who don't qualify for our other accounts (for example because they are bankrupt, in financial difficulty or have a poor credit history).

 

Learn about our Bank Account before applying, it may be more suitable and has some great benefits.

Student Bank Account
  • No overdraft fees
  • Student Exclusives for freebies, discounts, tickets and competitions to help your money go further
  • Option to increase overdraft as your studies progres. Increase of up to £2,000 in year two and £3,000 in year three, subject to status and  account conduct
A Student Bank Account can only be applied for when you have a confirmed place to study however you can open a HSBC Bank Account at anytime and upgrade to the Student Bank Account when you have your place to study confirmed.

For students and apprentices. 

Graduate Bank Account
  • Overdraft rate: 19.9% EAR
  • Apply for a Graduate loan of up to £25,000. Loans are available for five years after graduation between £5,000 and £25,000 (subject to status and account conduct)
  • Access to our Regular saver account
Eligibility criteria and T&Cs apply

Keep your finances flexible in the first 2 years after graduating from university.

Bank Account Pay Monthly
  • No overdraft fees
  • Overdraft rate: 19.9% EAR
  • A £50 'buffer' for short term emergency borrowing
Eligibility criteria and T&Cs apply

Enjoy a bundle of banking services to help you keep an eye on your money, available for a fee of £10 a month.

MyMoney
  • MyMoney is a package of MyAccount and MySavings accounts
  • Get MyAccount with a HSBC VISA debit card from the age of 11 (subject to parents' permission)*1
  • Interest is paid monthly on your MySavings account
Eligibility criteria and T&Cs apply

Designed to help children aged 7-17 manage their money, MyMoney helps them learn to save and spend responsibly.

*1 If for any reason you or your parent or guardian does not want a Visa debit card, then please get in touch with us and we can stop one from being sent out to you 

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