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Manage your HSBC mortgage

Switch your rate, make overpayments or borrow more on your existing mortgage.

We're here to help you manage your mortgage

If you want to make changes to your HSBC mortgage, our specialists can talk you through it at your nearest branch.

You could:

  • switch your mortgage deal
  • make additional payments or overpayments
  • borrow more

What would you like to do?

If your HSBC mortgage rate is ending, we can help you find your next deal.
If you're thinking about borrowing against your property, a HomeOwner Loan could be right for you.
Pay a lump-sum or increase your regular repayments.

Explore more

Use this calculator to get an indication of how much you could borrow based on your income.
This calculator helps to provide an overview of what your repayments could be based on the interest rate, term and repayment type selected.
We have a range of mortgages for Jersey, Guernsey and Isle of Man customers.

Worried about your mortgage payments? We're here to help.

If you can find a way to continue your current mortgage payments, you should do so. But if you’re struggling to pay, or are due to renew your mortgage deal, you can contact us to discuss your options for support. This won’t affect your credit score.

You could potentially:

  • Pay only the interest on your mortgage for a 6-month period
  • Extend your mortgage term, with the option to reverse it within 6 months

Whether or not you select one of these options, any repossession proceedings will be paused for 12 months from the date of your first missed payment.

It’s important to make sure that any changes you make to your mortgage are right for you. If you have any questions, please speak to our team or book an appointment to see us in branch.

Get in touch

Book online

Speak to one of our mortgage specialists at a branch. You’ll need to bring identification, proof of address and a recent bank statement.

Give us a call

If you can't book online, call us to make an appointment.

03456 00 61 61

Lines are open 07:00 to 21:00 every day.

You might be interested in

Find out about the types of mortgages available in your region.
Find out more about the Bank of England base rate and how it could affect your mortgage rate.
As part of the mortgage application process, we'll ask you to provide some documents to support your application.

Additional information

Think carefully before securing other debts against your property.

Your property may be repossessed if you do not keep up repayments on your mortgage.

    We're here to help you. Find the answers and while you're at it, tell us how we could do better.