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Premier Credit Card

Discover the more rewarding way to pay

Premier Credit Card

Available exclusively for existing HSBC Premier customers, this card brings you a world of travel benefits and a rewards programme. If you qualify, you could enjoy interest-free periods on balance transfers and purchases - all for no annual fee.
Credit is subject to status, affordability and applicable terms and conditions.
Representative example

18.9% APR


Representative APR

18.9% p.a


Purchase rate

Based on an assumed credit limit of


About this card

Card details

  • 0% interest on balance transfers for 18 months* from account opening
    The rate for balance transfers is 0% for 18 months, where the transfer is made within 90 days of account opening. A 1.4% balance transfer fee applies to each balance transferred (minimum £5)*.
  • 0% interest on purchases for 9 months* from account opening
  • No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.


  • Earn points when you spend

    Earn 1 point for every £1 you spend in Sterling*, and 2 points for every £1 spent in other currencies.

    *Sterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man as well as transactions overseas where you choose to pay in Sterling rather than local currency.

  • HSBC Premier Rewards for Miles
    Every 2 points are worth the equivalent of 1 Frequent Flyer Mile with our selected partner airlines.
  • Mastercard® Priceless® Cities
    Access thousands of experiences at over 45 destinations worldwide with Mastercard.
  • Extended warranty cover
    Get up to 2 years extended warranty provided by Domestic & General Insurance PLC, on selected household appliances. See below for more details.

Travel benefits

  • Enjoy airport lounge access
    With membership in the LoungeKey programme, just show your Premier credit card to gain access to over 750 airport lounges worldwide. Please note, lounges charge £20 per person per visit, subject to availability. Travel benefits terms and conditions (PDF) apply.
  • Free unlimited Wi-Fi
    Take advantage of free, unlimited and secure Wi-Fi via Boingo. With over 1 million hotspots worldwide, you can connect up to four devices at airports, hotels and more. Sign up with your Premier Credit Card at
  • Hotel discounts
    Receive a 10% discount on selected hotels booked with your HSBC Premier Credit Card through Expedia or a 10% discount on over 180,000 hotels booked with your Premier Credit Card through Cardholders also benefit from 12 months’ complimentary Expedia+ Gold Membership.

Using your card

  • Make contactless transactions
    Use your card to make contactless transactions and add it to Apple Pay and Google Pay.
  • Manage your card online
    Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
  • Get an additional card
    Additional cards for partners or family members over 18.
  • Use your card abroad
    You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee.
  • Enjoy 24/7 worldwide assistance
    Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

Apply for HSBC Premier Credit Card

Please note that HSBC Premier Credit Cards are only available to HSBC Premier customers.

Please ensure you read the important information in the 'Things you should know' section before applying.

Registered for online banking?

If you're already registered for Online Banking, you can apply online now.

View your pre-filled application form, submit in just one click, and receive an instant decision.

Not registered yet?

You need to be registered for Online Banking to apply.

Apply in branch

To apply for an HSBC Premier Credit card in branch, book your appointment by calling:

03456 00 61 61

Lines are open from 8am to 10pm every day (except for Christmas Day, Boxing Day and New Year's Day). Calls may be recorded.
You'll need to bring identification, proof of your address and a recent statement from your current bank.

Apply by phone

To apply for an HSBC Premier Credit card, please speak to your Relationship Manager. You can also call us on

03456 00 61 61

Lines are open 24 hours a day

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