Top of main content

Premier Credit Card

Discover the more rewarding way to pay

Premier Credit Card

Available exclusively for existing HSBC Premier customers, this card brings you a world of travel benefits and a rewards programme. If you qualify, you could enjoy interest-free periods on balance transfers and purchases - all for no annual fee.
Credit is subject to status, affordability and applicable terms and conditions.
Representative example

18.9% APR


Representative APR

18.9% p.a


Purchase rate

Based on an assumed credit limit of


About this card

Card details

  • 0% interest on balance transfers for 18 months* from account opening
    The rate for balance transfers is 0% for 18 months, where the transfer is made within 90 days of account opening. A 1.4% balance transfer fee applies to each balance transferred (minimum £5)*.
  • 0% interest on purchases for 9 months* from account opening
  • No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.


  • Earn points when you spend

    Earn 1 point for every £1 you spend in Sterling*, and 2 points for every £1 spent in other currencies.

    *Sterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man as well as transactions overseas where you choose to pay in Sterling rather than local currency.

  • HSBC Premier Rewards for Miles
    Every 2 points are worth the equivalent of 1 Frequent Flyer Mile with our selected partner airlines.
  • Mastercard® Priceless® Cities
    Access thousands of experiences at over 45 destinations worldwide with Mastercard.
  • Extended warranty cover
    Get 2 years extended warranty provided by Domestic & General Insurance PLC, on selected household items. See below for more details.

Travel benefits

  • Enjoy airport lounge access
    With membership in the Priority Pass programme, just show your Premier credit card to gain access to over 750 airport lounges worldwide. Please note, lounges charge £24 per person per visit, subject to availability.
  • Hotel discounts
    Receive a 10% discount on selected hotels booked with your HSBC Premier Credit Card through Expedia or a 10% discount on over 180,000 hotels booked with your Premier Credit Card through

Using your card

  • Make contactless transactions
    Use your card to make contactless transactions and add it to Apple Pay and Google Pay.
  • Manage your card online
    Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
  • Get an additional card
    Additional cards for partners or family members over 18.
  • Use your card abroad
    You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee. Find out more about credit card fees abroad.
  • Enjoy 24/7 worldwide assistance
    Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

Apply for HSBC Premier Credit Card

Please note that HSBC Premier Credit Cards are only available to HSBC Premier customers.

All HSBC credit cards are provided by HSBC Bank plc in the United Kingdom. HSBC Bank plc credit cards are governed by English law and your credit card account is maintained in the United Kingdom.

Please ensure you read the important information in the 'Things you should know' section before applying.

Registered for online banking?

If you're already registered for online banking, you can apply online now.

View your pre-filled application form, submit in just one click, and receive an instant decision.

Not registered yet?

You need to be registered for online banking to apply.

lsb standards of lending practise: personal customers

You might be interested


Find out how we’re making every day banking greener.


A full life just got even fuller.


Indulge yourself with extra rewards.

We're here to help you. Find the answers and while you're at it, tell us how we could do better.