HSBC Premier Credit Card - HSBC Channel Islands & Isle of Man

Premier Credit Card

Available exclusively for existing HSBC Premier customers, this card brings you a world of travel benefits and a rewards programme. If you qualify, you could enjoy interest-free periods on balance transfers and purchases - all for no annual fee.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

18.9% APR

(variable)

Representative APR

18.9% p.a

(variable)

Purchase rate

Based on an assumed credit limit of

£1,200

Apply now for a Premier Credit Card

About this card

Card details

0% interest on balance transfers for 18 months* from account opening

The rate for balance transfers is 0% for 18 months, where the transfer is made within 90 days of account opening. A 1.4% balance transfer fee applies to each balance transferred (minimum £5)*.
0% interest on purchases for 9 months* from account opening
No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Rewards

Earn points when you spend

Earn 1 point for every £1 you spend in Sterling*, and 2 points for every £1 spent in other currencies.

*Sterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man as well as transactions overseas where you choose to pay in Sterling rather than local currency.
HSBC Premier Rewards for Miles

Every 2 points are worth the equivalent of 1 Frequent Flyer Mile with our selected partner airlines.
Mastercard® Priceless® Cities

Access thousands of experiences at over 45 destinations worldwide with Mastercard.
Extended warranty cover

Get 2 years extended warranty provided by Domestic & General Insurance PLC, on selected household items. See below for more details.

Travel benefits

Enjoy airport lounge access

With membership in the LoungeKey programme, just show your Premier credit card to gain access to over 750 airport lounges worldwide. Please note, lounges charge £20 per person per visit, subject to availability. Travel benefits terms and conditions (PDF) apply.
Hotel discounts

Receive a 10% discount on selected hotels booked with your HSBC Premier Credit Card through Expedia or a 10% discount on over 180,000 hotels booked with your Premier Credit Card through www.agoda.com/HSBCPremier. Cardholders also benefit from 12 months’ complimentary Expedia+ Gold Membership.

Using your card

Make contactless transactions

Use your card to make contactless transactions and add it to Apple Pay and Google Pay.
Manage your card online

Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
Get an additional card

Additional cards for partners or family members over 18.
Use your card abroad

You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee. Find out more about credit card fees abroad.
Enjoy 24/7 worldwide assistance

Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

Rewards for miles

We've partnered with British Airways, Etihad, Asia Miles and Singapore Airlines so you can convert your HSBC Premier Reward points into your dream getaway.

Terms & Conditions apply (PDF, KB) for rewards for miles Download

Vouchers

You can redeem your points for vouchers from M&S, Amazon and Sainsbury's. Even better, we'll deliver them straight to your door.

Rewards Points Brochure (PDF, 2.3 MB) for vouchers Download

Charity

You may also want to consider donating your points to a good cause. Every 1,500 points is worth £5 of vital support for charities all over the world, including Age UK, British Heart Foundation and the Alzheimer's Society¹.

Exclusive offers

From fine dining to spa indulgences, they're exclusively yours to enjoy at home or while you're travelling abroad. Access to a wide range of special offers from HSBC Premier Privileges is just one of the ways we like to thank our HSBC Premier Credit Card customers.

^{1 In order to provide a wide range of charities that our customers would choose to support and to ensure as many charities as possible have the opportunity to benefit from our scheme, we may change the charity selection from time to time.}

Log on to online banking
Choose 'Premier Card' within the 'My Accounts' section. Then choose 'Points Balance' from the right hand menu.
Select 'Continue' under 'Airlines miles', on the list of 'Points Redemptions Options' or 'Join airline programme' if you are not currently part of an airline programme.
Select the airline you wish to redeem your Points with.
Insert your details, including your airline programme number and submit your request. Please allow up to 14 days for your request to be processed.

Redeem your points online

Log into online banking
Click on 'Premier Card' within the 'My accounts' section
Click on 'Points balance' on top right hand of card transactions

Go to My accounts.

Redeem your points by phone

Alternatively, you can call us on

03456 00 61 61

Please ensure you have your HSBC Premier Credit Card account number to hand.

Lines are open 8am to 10pm everyday (except Christmas Day, Boxing Day and New Year's Day).

Shop with greater peace of mind, thanks to 2-year extended warranty insurance provided by Domestic & General Insurance PLC (D&G).

This insurance can be applied to a range of household items, and will provide you with two years of breakdown cover, which commences when the manufacturer’s warranty expires. It will also provide you with accidental damage cover, starting at the point you register the item with D&G and continues until the end of the policy.

This is at no extra cost and registrations are unlimited. For a full list of items covered, including any limitations or exclusions, please refer to domesticandgeneral.com or contact D&G on 0800 169 1074 or (DDI) 020 3481 6155*.

To qualify for cover your items must cost between £50 and £2000 and be purchased in full with your HSBC Premier Credit Card. You must register your item to your home address within 90 days of purchase for the insurance to commence.

You can register online or call D&G on 0800 169 1074 or (DDI) 020 3481 6155*.

Extended warranty policies are distributed, administered and underwritten by D&G. Each item of equipment will be protected under its own separate policy.

* Telephone lines are open 8:00 to 20:00 every day (except Christmas Day, Boxing Day and New Year's Day). Calls may be monitored or recorded.

Apply for HSBC Premier Credit Card

Please note that HSBC Premier Credit Cards are only available to HSBC Premier customers.

All HSBC credit cards are provided by HSBC Bank plc in the United Kingdom. HSBC Bank plc credit cards are governed by English law and your credit card account is maintained in the United Kingdom.

Don’t have an HSBC Premier Account? Find out more

To be eligible for an HSBC Premier Credit card you need to:

be a resident of the Channel Islands or Isle of Man
be over 18
be an existing HSBC Premier customer

HSBC Premier is available without a monthly account fee if you meet any of the following criteria:

Have savings or investments of at least £50,000 with HSBC in the Channel Islands or Isle of Man; or
Have an individual annual income of at least £75,000 and one of the following products with HSBC in the Channel Islands or Isle of Man:

a mortgage;
an investment, life insurance or protection product;

Or qualify for HSBC Premier in another country. This excludes HSBC UK, M&S Bank, First Direct and HSBC Expat. For the second criteria, in the case of a joint account, at least one of the parties must have an individual annual income of at least £75,000. The investment, life insurance or protection products also includes those purchased through one of HSBC's advisers.

To read our PDF files you'll need to have Acrobat Reader 8.0™ or above. We think most of you will have this but if you don't, it's free and can be downloaded from Adobe UK*. If you are accessing this website using screen reading technology that cannot read PDFs, a converter is available at Access Adobe*.

*These links may allow you to access a non-HSBC website. HSBC Bank plc has no control over the linked website and is not liable for your use of it.

Please ensure you read the important information in the 'Things you should know' section before applying.

Registered for online banking?

If you're already registered for online banking, you can apply online now.

View your pre-filled application form, submit in just one click, and receive an instant decision.

Log on to apply This link will open in a new window

Not registered yet?

You need to be registered for online banking to apply.

Apply in branch

Prefer to complete your application with one of our team? You’ll need to bring identification, proof of address and a recent bank statement.

Book an appointment

Apply by phone

Contact your Premier Relationship Manager or call us on:

03456 00 61 61

Our lines are open 07:00 to 21:00 every day.

Premier Credit Card

Premier Credit Card

About this card

Card details

Rewards

Travel benefits

Using your card

Using your reward points

Find out how to convert your points for airmiles

How to redeem your points

Protecting your purchases with extended warranty cover

Apply for HSBC Premier Credit Card

Are you eligible?

Registered for online banking?

Not registered yet?

Other ways to apply

Things you should know

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