Premier Credit Card
Available exclusively for existing HSBC Premier customers, this card brings you a world of travel benefits and a rewards programme. If you qualify, you could enjoy interest-free periods on balance transfers and purchases - all for no annual fee.
Credit is subject to status, affordability and applicable terms and conditions.
Based on an assumed credit limit of
About this card
5% cashback when you take out a Premier Credit Card
Offer ends 30 November. T&Cs apply
0% interest on balance transfers for 18 months* from account opening
The rate for balance transfers is 0% for 18 months, where the transfer is made within 90 days of account opening. A 1.4% balance transfer fee applies to each balance transferred (minimum £5)*.
0% interest on purchases for 9 months* from account opening
No annual fee
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.
Earn points when you spend
Earn 1 point for every £1 you spend in Sterling*, and 2 points for every £1 spent in other currencies.
*Sterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man as well as transactions overseas where you choose to pay in Sterling rather than local currency.
HSBC Premier Rewards for Miles
Every 2 points are worth the equivalent of 1 Frequent Flyer Mile with our selected partner airlines.
Mastercard® Priceless® Cities
Access thousands of experiences at over 45 destinations worldwide with Mastercard.
Extended warranty cover
Get up to 2 years extended warranty provided by Domestic & General Insurance PLC, on selected household appliances. See below for more details.
Enjoy airport lounge access
With membership in the LoungeKey programme, just show your Premier credit card to gain access to over 750 airport lounges worldwide. Please note, lounges charge £20 per person per visit, subject to availability. Travel benefits terms and conditions (PDF) apply.
Receive a 10% discount on selected hotels booked with your HSBC Premier Credit Card through Expedia or a 10% discount on over 180,000 hotels booked with your Premier Credit Card through www.agoda.com/HSBCPremier. Cardholders also benefit from 12 months’ complimentary Expedia+ Gold Membership.
Using your card
Manage your card online
Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
Get an additional card
Additional cards for partners or family members over 18.
Use your card abroad
You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee.
Enjoy 24/7 worldwide assistance
Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.
Using your reward points
Find out how to convert your points for airmiles
How to redeem your points
Protecting your purchases with extended warranty cover
Apply for HSBC Premier Credit Card
Please note that HSBC Premier Credit Cards are only available to HSBC Premier customers.
All HSBC credit cards are provided by HSBC Bank plc in the United Kingdom. HSBC Bank plc credit cards are governed by English law and your credit card account is maintained in the United Kingdom.
Are you eligible?
Please ensure you read the important information in the 'Things you should know' section before applying.
Registered for online banking?
If you're already registered for online banking, you can apply online now.
View your pre-filled application form, submit in just one click, and receive an instant decision.
Not registered yet?
You need to be registered for online banking to apply.
Apply in branch
To apply for an HSBC Premier Credit card in branch, book your appointment by calling:
03456 00 61 61
Lines are open from 8am to 10pm every day (except for Christmas Day, Boxing Day and New Year's Day). Calls may be recorded.
You'll need to bring identification, proof of your address and a recent statement from your current bank.
Apply by phone
To apply for an HSBC Premier Credit card, please speak to your Relationship Manager. You can also call us on
03456 00 61 61
Lines are open 24 hours a day
Please note - you can only apply by phone or branch if you are an existing HSBC customer.