A new home for your mortgage
Is the fixed rate of your mortgage coming to an end? Or are you looking for a better deal? Move your mortgage to one of our rates.
Explore remortgaging with us
Tools and helpful information to help you make a decision.
Why remortgage with HSBC?
- Competitive mortgage dealsBy switching your mortgage to us – or changing your deal – you might be able to find a lower interest rate. That might make your monthly mortgage payments lower – or help you to pay it off quicker.
- Make additional payments and overpaymentsIf you find yourself with some extra cash, you could pay off your mortgage ahead of schedule (subject to your mortgage terms).
- Competitive early repayment chargeWhere there's a charge for repaying your mortgage early, we’ll make sure it's not excessive and aligns with regulatory expectations.
- Responsible lendingWe'll always act in your best interests, ensuring affordability, transparency, and support if you experience repayment difficulties.
- Free standard valuationAll our mortgages come with a standard property valuation at no extra cost, so there's less to think about.
Get started
First, you need to apply for a Decision in Principle. This confirms your eligibility and gives you an idea of how much you can borrow.
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