Whether the fixed rate of your mortgage is coming to an end or you're looking for a better deal to save you money on your current mortgage, we can help you move your mortgage on to one of our rates.
Saving money with HSBC
We work hard to offer competitive mortgage deals, and by switching your mortgage to us – or changing your deal – you might be able to find a lower interest rate.
That might make your monthly mortgage payments lower – or help you to pay it off quicker.
Benefits of an HSBC mortgage
- Holistic underwriting
- Responsible lending
- Competitive Early Repayment charge
- Free Standard Valuation
- Make additional payments and overpayments subject to your mortgage terms
Move your mortgage with confidence
Whatever the reason you want to move to HSBC, we could offer you a great deal and a smooth journey to complete the process.
We might be able to help if you want to:
- save money
- respond to changed circumstances
Changing circumstances
Life is what happens when you’re busy making plans. We recognise that circumstances can change, and that there are many reasons you might decide to review your mortgage like changes to your income or outgoings.
How to apply
Check eligibility and apply
The first step to getting a mortgage is applying for a Decision in Principle. This confirms your eligibility and gives you an idea of how much you can borrow. To get your application underway, fill out our form to request a Decision in Principle.
Need more help?
Call us to book an appointment with a mortgage specialist in one of our branches. You’ll need to bring identification, proof of address and a recent bank statement.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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Application documents
See what you need to start your mortgage application.

Mortgage options
Find out about payment options and fixed rate and tracker mortgages.