Top of main content
Father and daughter playing in living room

HSBC Bank account

A simple current account with handy extras
Get a £150 welcome bonus when you switch your current account to us and pay in a minimum of £1,750 a month. Limited offer ends 30 October 2020. Terms and conditions apply (PDF).

Overdraft support: You can apply for temporary arranged overdraft support on your accounts for 3 months if you’re experiencing financial difficulty. You have until 31 October 2020 to apply. Visit here to find out more and how to apply.


These temporary measures do not change the terms and conditions of our overdrafts, or current accounts. New customers, with eligible accounts, can also benefit from these support measures.

HSBC Bank Account
Get a hassle-free bank account and manage your money 24/7 online or over the phone.

Apply for an HSBC Bank Account today:


With the HSBC Bank Account you'll get:

  • Apply for an overdraft

    An overdraft service is available subject to status.
  • Interest free on first £25

    Assumed limit £1,200: 0% EAR (variable) on the first £25, 19.9% EAR (variable) thereafter, giving a representative rate of 19.45% APR (variable).
  • Exclusive savings rates

    Bank account customers can open our great Regular Saver.
  • Banking your way

    24/7 Internet & telephone banking, and our mobile banking app.
  • Lending options to suit you

    Enjoy the freedom to do more with an HSBC credit card or personal loan, subject to status.
  • VISA debit card

    Contactless feature, subject to status.
  • Hassle free switching

    The Current account switch service is simple, hassle-free and supported by our dedicated switching team. (The Current Account Switching Service is not offered by all banks in the Channel Islands and Isle of Man. Please check whether your existing bank supports the service.)


Please ensure you meet the following criteria:

  • you need to be 18 years or older
  • your residential address must be within the Channel Islands or Isle of Man
  • you must be able to provide us with proof of your identity and address

How to apply

Request a call back

Complete our contact form quoting

'Bank account'

Apply by phone or in branch

Book an appointment to apply by phone or in branch by calling: 

You’ll need to provide identification, proof of your address and a recent bank statement. 

We're here to help you. Find the answers and while you're at it, tell us how we could do better.