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HSBC Bank account

A simple current account with handy extras
HSBC Bank Account
Get a hassle-free bank account and manage your money 24/7 online or over the phone.

Apply for an HSBC Bank Account today:

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With the HSBC Bank Account you'll get:

  • Apply for an overdraft

    An overdraft service is available subject to status.
  • Interest free on first £25

    Assumed limit £1,200: 0% EAR (variable) on the first £25, 19.9% EAR (variable) thereafter, giving a representative rate of 19.45% APR (variable).
  • Exclusive savings rates

    Bank account customers can open our great Regular Saver.
  • Banking your way

    24/7 Internet & telephone banking, and our mobile banking app.
  • Lending options to suit you

    Enjoy the freedom to do more with an HSBC credit card or personal loan, subject to status.
  • VISA debit card

    Contactless feature, subject to status.
  • Hassle free switching

    The Current account switch service is simple, hassle-free and supported by our dedicated switching team. (The Current Account Switching Service is not offered by all banks in the Channel Islands and Isle of Man. Please check whether your existing bank supports the service.)


Please ensure you meet the following criteria:

  • you need to be 18 years or older
  • your residential address must be within the Channel Islands or Isle of Man
  • you must be able to provide us with proof of your identity and address

How to apply

Book an appointment online

To open an account, you'll need to come into one of our branches and speak to the team. Please bring identification, proof of address and a recent bank statement.

Book an appointment over the phone

If you can't book online, call us to make an appointment on

Our lines are open 07:00 to 21:00 every day.

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