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HSBC Bank account

A simple current account with handy extras

Boost your savings with 4.40% AER/Gross

Earn 4.40% AER/Gross on your savings with our 4-month fixed-rate Savings Booster. T&Cs (PDF) and eligibility criteria apply.
Deposits must be new to HSBC CIIOM, £10,000 minimum deposit, T&Cs (PDF) and eligibility criteria apply.
HSBC Bank Account
Get a hassle-free bank account and manage your money 24/7 online or over the phone.

Apply for an HSBC Bank Account today:

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Benefits

With the HSBC Bank Account you'll get:

  • Apply for an overdraft

    An overdraft service is available subject to status.
  • Interest free on first £25

    Assumed limit £1,200: 0% EAR (variable) on the first £25, 19.9% EAR (variable) thereafter, giving a representative rate of 19.45% APR (variable).
  • Exclusive savings rates

    Bank account customers can open our great Regular Saver.
  • Banking your way

    24/7 Internet & telephone banking, and our mobile banking app.
  • Lending options to suit you

    Enjoy the freedom to do more with an HSBC credit card or personal loan, subject to status.
  • VISA debit card

    Contactless feature, subject to status.
  • Hassle free switching

    The Current account switch service is simple, hassle-free and supported by our dedicated switching team. (The Current Account Switching Service is not offered by all banks in the Channel Islands and Isle of Man. Please check whether your existing bank supports the service.)

Eligibility

Please ensure you meet the following criteria:

  • you need to be 18 years or older
  • your residential address must be within the Channel Islands or Isle of Man
  • you must be able to provide us with proof of your identity and address

How to apply

Book an appointment online

To open an account, you'll need to come into one of our branches and speak to the team. Please bring identification, proof of address and a recent bank statement.

Book an appointment over the phone

If you can't book online, call us to make an appointment on

Our lines are open 07:00 to 21:00 every day.

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Additional information

Deposits made with our branches in the Channel Islands and the Isle of Man are not protected by the rules made under the UK's Financial Services and Markets Act 2000 for the protection of retail clients, including the Financial Services Compensation Scheme.

HSBC Bank plc, Jersey Branch, is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme aims to provide protection for eligible depositors of up to £50,000. For further information please visit www.jrdca.org.je/jdcs.

HSBC Bank plc, Guernsey Branch, is a participant in the Guernsey Banking Deposit Compensation Scheme. The Scheme offers protection for 'qualifying deposits' up to £50,000, subject to certain limitations. The maximum total amount of compensation is capped at £100,000,000 in any 5-year period. Full details are available on the Scheme's website www.dcs.gg or on request.

HSBC Bank plc in the Isle of Man is a participant in the Isle of Man Depositors' Compensation Scheme as set out in the Depositors' Compensation Scheme Regulations 2010.

Issued by HSBC Bank plc, registered in England and Wales number 14259. Registered office 8 Canada Square, London, E14 5HQ. HSBC Bank plc, Jersey Branch is licensed by the Jersey Financial Services Commission. HSBC Bank plc, Guernsey Branch is licensed by the Guernsey Financial Services Commission. In the Isle of Man HSBC Bank plc is licensed by the Isle of Man Financial Services Authority and is registered with the Isle of Man Financial Services Authority as an insurance intermediary.

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