24/7 Internet & telephone banking, and our mobile banking app
Lending options to suit you
Enjoy the freedom to do more with an HSBC credit card or personal loan, subject to status
VISA debit card
Contactless feature, subject to status
Hassle free switching
The Current account switch service is simple, hassle-free and supported by our dedicated switching team. (The Current Account Switching Service is not offered by all banks in the Channel Islands and Isle of Man. Please check whether your existing bank supports the service.)
Please ensure you meet the following criteria:
You need to be 18 years or older
Your residential address must be within the EU
You must be able to provide us with proof of your identity and address
You must pay at least £500 a month into the account (does not apply if you are under 24 or over 65 years old)
Apply in branch
Book your appointment to apply in branch by calling:
03456 00 61 61
You’ll need to bring identification, proof of your address and a recent bank statement.
Frequently asked questions
What is AER?
AER (Annual equivalent rate): This is a notional rate which illustrates what the gross rate would be if interest were paid and compounded each year.
Gross: The rate before the deduction of tax applicable to interest on savings.
Bank account customers can enjoy a 3% AER/gross fixed rate for 12 months with our regular saver. You can save from as little as £25 up to a maximum of £250 a month and a maximum of £3000 by month 12. If you save less than £250 in any given month, you can carry over any unused subscription to the following months.
For example: if you invest £250 a month, you will save the maximum balance of £3000 during the 12 month term. At 3% interest you will earn approximately £48 interest (gross). Please note, only one regular saver account allowed per customer and payments must be made by standing order. Once the account is open, no withdrawals are allowed within 12 months. At the end of 12 months, the account balance will be transferred into a Flexible saver, Preferential flexible saver or HSBC Premier savings account. If you close your account before the end of the 12 month term, you will receive interest at our Flexible saver rate.
Order commission-free foreign currency on amounts between £100 and £2,500. For your convenience we have Euros and Dollars in over 650 of our branches, plus cash in up to 67 currencies available for next day delivery. Order in branch or by telephone. Call 0800 032 4700. Lines are open 8am – 10pm every day except Christmas Day, Boxing Day and New Year's Day.
Help with your finances
We can give you tips on making the most of your money. And if you're having trouble paying your bills, we can help you work out what to do.