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Advance Account

Make more of your money
HSBC Advance Bank Account
Whether you’re switching careers, starting a family or moving abroad, HSBC Advance is designed to help you through all life’s changes.

Benefits

With the HSBC Advance Bank Account you'll get:

  • No monthly account fee
  • 24/7 customer service
  • £500 daily ATM cash withdrawals
  • Access to our Island Privileges rewards programme created exclusively for Advance and Premier customers
  • A minimum overdraft offer of £1000 at account opening
  • Worldwide ATM cash withdrawals without HSBC non-sterling cash fees
    A non-sterling transaction fee of 2.75% still applies.
  • Preferential Overdraft Interest Rate
    Assumed limit £1,200: 0% EAR (variable) on the first £25, 17.9% EAR (variable) thereafter, giving a representative rate of 17.5% APR (variable).

Eligibility

Please ensure you meet the following:

  • you need to be 18 years or older
  • your residential address must be within the Channel Islands and Isle of Man
  • you must be able to provide us with certified proof of your identity and address (translated into English if appropriate)
  • you must pay at least £1,750 a month into the account (or a minimum of £10,500 every six months), not including money transferred from other sole or joint personal accounts held with HSBC Bank
  • you are happy for us to undertake a credit register search (PDF)

 

How to apply

Book an appointment online

To open an account, you'll need to come into one of our branches and speak to the team. Please bring identification, proof of address and a recent bank statement.

Book an appointment over the phone

If you can't book online, call us to make an appointment on

03456 00 61 61

Our lines are open 07:00 to 21:00 every day.

Frequently asked questions

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