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Discretionary investment management

Let HSBC Private Banking (C.I.) manage your investments

HSBC Private Banking (C.I.) could take care of your investments for you

Looking for a more convenient way to invest? Your Wealth Manager can refer you to HSBC Private Banking (C.I.) so that you can choose from a range of ready-made discretionary investment portfolios from HSBC's Core Multi-Asset Solution (CMS).

HSBC Private Banking (C.I.) investment managers will take a discretionary approach to managing your wealth, which means that they'll aim to continuously optimise the portfolios in line with global trends.

HSBC Private Banking (C.I.) is a division of HSBC Bank plc, Guernsey Branch which is licensed by the Guernsey Financial Services Commission for Banking, Credit, Insurance and Investment Business.

Why invest in a discretionary portfolio?

  • HSBC Private Banking (C.I.) Investment managers will manage the portfolio for you
  • Choose a portfolio that best matches your desired risk level from 4 risk profiles
  • Once you've invested, you'll be kept fully informed every step of the way
  • You'll receive regular statements that include market updates and trading commentaries

Who can apply?

We can refer you to HSBC Private Banking (C.I.) if:

  • you're an HSBC Channel Islands and Isle of Man customer
  • you have a total relationship balance of £500,000+
  • you're looking to invest a minimum of £250,000

Take a closer look at the portfolios

HSBC Private Banking (C.I.) discretionary investment portfolios are known as HSBC's Core Multi-Asset Solution (CMS).

The portfolios are available across 4 risk profiles. Each portfolio contains a mix of global investments, including equity and fixed income. They aim to provide cost-effective exposure with a blend of exchange-traded funds and low-cost funds.

The portfolios are managed based on these principles:

Active asset allocation – HSBC Private Banking (C.I.) carefully consider how the assets are allocated. This is the core driver of how your portfolio could perform.

Portfolio rebalancing – the investment managers will rebalance the portfolios in order to optimise long-term risk and potential returns.

Risk management – any activity in your portfolio will be closely controlled so that it stays within the defined risk level.

How to start investing

Book an appointment

Set up a call with a Wealth Manager, who will refer you to HSBC Private Banking (C.I.).

Your location may limit the range services you can receive from us, but we'll let you know exactly what you're able to invest in on the call.

Not yet banking with HSBC on your island?

You can start investing once you've opened a Bank Account with us.

Remember, the value of investments isn't guaranteed. You may not get back the amount you invested, and any income received from them can fall as well as rise. This could also result from changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another. We recommend that any investments should be considered as medium to long-term commitments of at least 5 years.

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