Purchase Plus Credit Cards | HSBC Channel Islands & Isle of Man

Purchase Plus Credit Card

Whether you’re transferring a balance or making a big purchase, an interest-free period can give you the flexibility you need.

Credit is subject to status, affordabililty and applicable terms and conditions.

Representative example

22.9% APR

(variable)

Representative APR

22.9% p.a

(variable)

Purchase rate

Based on an assumed credit limit of

£1,200

How to apply for an HSBC Purchase Plus Credit Card

About this card

Card details

0% interest for 18 months¹ on balance transfers made within the first 60 days of account opening

A 2.9% fee applies (minimum £5).
0% interest on purchases for 18 months¹ from account opening
No annual fee

¹At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.
Credit is subject to status, affordability and applicable terms and conditions.

Using your card

Make contactless transactions

Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Manage your card online

Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
Get additional card

As long as they’re over 18, you can add your partner or a family member to your account.
Bank anywhere with the HSBC Mobile Banking app

Make payments to existing beneficiaries and manage your personal acounts easily and securely with the HSBC Mobile Banking app.
Use your card abroad

You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee.
Enjoy 24/7 worldwide assistance

Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

Apply for a Purchase Plus Credit Card

Please ensure you read the important information in the 'Things you should know' section before applying.

To be eligible for an HSBC Credit Card you need to:

Have an annual income/pension before tax of £8,500 or more
Be a resident of the Channel Islands and Isle of Man
Be over 18 and hold a HSBC Bank Account

If you foresee any changes in circumstances that may affect your ability to repay the credit card you are applying for, for example a change in your income or outgoings, a change to your employment situation or you are a temporary or zero hours' contract worker, please apply by telephone or branch.

Introductory rates only apply if you haven't held an HSBC credit card within the last six months. Balances can't be transferred from cards issued by other members of the HSBC Group including first direct, M&S Financial Services plc, John Lewis Financial Services Ltd.

Existing HSBC Customers

If you’re already registered for online banking you could get a decision in less than a minute.

Log on to apply for an HSBC Purchase Plus Credit Card. This link will open in a new window

Apply by phone

Call us on:

03456 00 61 61

Lines are open from 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day)

New to HSBC

To apply, you’ll need to book an appointment in branch by calling 03456 00 61 61.

Find a branch for an HSBC Purchase Plus Credit Card This link will open in a new window

Apply in branch

You'll need to bring identification, proof of your address and a recent bank statement.

Please note - you can only apply in branch if you are an existing HSBC customer.

Purchase Plus Credit Card

Purchase Plus Credit Card

About this card

Card details

Using your card

Apply for a Purchase Plus Credit Card

Are you eligible?

Existing HSBC Customers

Apply by phone

New to HSBC

Apply in branch

Things you should know

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