Top of main content

Purchase Plus Credit Card

Discover Interest-free flexibility

Purchase Plus Credit Card

Whether you’re transferring a balance or making a big purchase, an interest-free period can give you the flexibility you need.
Credit is subject to status, affordabililty and applicable terms and conditions.
Representative example

22.9% APR


Representative APR

22.9% p.a


Purchase rate

Based on an assumed credit limit of


About this card

Card details

  • 0% interest for 18 months1 on balance transfers made within the first 60 days of account opening
    A 2.9% fee applies (minimum £5).
  • 0% interest on purchases for 18 months1 from account opening
  • No annual fee

Using your card

  • Make contactless transactions
    Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
  • Manage your card online
    Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
  • Get additional card
    As long as they’re over 18, you can add your partner or a family member to your account.
  • Bank anywhere with the HSBC Mobile Banking app
    Make payments to existing beneficiaries and manage your personal acounts easily and securely with the HSBC Mobile Banking app.
  • Use your card abroad
    You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee. Find out more about credit card fees abroad.
  • Enjoy 24/7 worldwide assistance
    Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

Who can apply?

To be eligible for a Purchase Plus Credit Card you need to:
  • have an annual income / pension before tax of £6,800 or more
  • be a resident of the Channel Islands and Isle of Man
  • be over 18

Please read the important information in the Things you should know section before you apply.

Introductory rates may only apply if you haven't held an HSBC credit card within the last 6 months. Balances can't be transferred from cards issued by other members of the HSBC Group including first direct, M&S Financial Services plc and John Lewis Financial Services Ltd.

All HSBC credit cards are provided by HSBC Bank plc in the United Kingdom. HSBC Bank plc credit cards are governed by English law and your credit card account is maintained in the United Kingdom.

Already with HSBC?

If you're registered for online banking, you can apply online and get a decision in less than a minute. 

If you're applying for a second HSBC credit card, you'll need to book an appointment to come into one of our branches.

New to HSBC?

Book an appointment online

To apply, you'll need to come into one of our branches and speak to the team. Please bring identification, proof of address and a recent bank statement.

Book an appointment over the phone

If you can't book online, call us to make an appointment on

03456 00 61 61

Our lines are open 07:00 to 21:00 every day.

You might also be interested in


Find out how we’re making every day banking greener.


Get 0% interest for 32 months1 on balance transfers made within the first 60 days of account opening.


A 1.5% fee applies (minimum £5).


Exclusively for HSBC Premier customers, with a Rewards Programme and travel benefits.

1At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

We're here to help you. Find the answers and while you're at it, tell us how we could do better.