Purchase Plus Credit Card

Whether you’re transferring a balance or making a big purchase, an interest-free period can give you the flexibility you need.

Credit is subject to status, affordabililty and applicable terms and conditions.

Representative example

23.9% APR

(variable)

Representative APR

23.9% p.a

(variable)

Purchase rate

Based on an assumed credit limit of

£1,200

How to apply for an HSBC Purchase Plus Credit Card

About this card

Card details

0% interest for 12 months¹ on balance transfers made within the first 60 days of account opening

A 2.99% fee applies (minimum £5).
0% interest on purchases for 9 months from account opening
No annual fee

Using your card

Make contactless transactions

Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Manage your card online

Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
Get additional card

As long as they’re over 18, you can add your partner or a family member to your account.
Bank anywhere with the HSBC Mobile Banking app

Make payments to existing beneficiaries and manage your personal acounts easily and securely with the HSBC Mobile Banking app.
Use your card abroad

You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee. Find out more about credit card fees abroad.
Enjoy 24/7 worldwide assistance

Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

Who can apply?

To be eligible for a Purchase Plus Credit Card you need to:

have an annual income / pension before tax of £6,800 or more
be a resident of the Channel Islands and Isle of Man
be over 18

Please read the important information in the Things you should know section before you apply.

Introductory rates may only apply if you haven't held an HSBC credit card within the last 6 months. Balances can't be transferred from cards issued by other members of the HSBC Group including first direct, M&S Financial Services plc and John Lewis Financial Services Ltd.

All HSBC credit cards are provided by HSBC Bank plc in the United Kingdom. HSBC Bank plc credit cards are governed by English law and your credit card account is maintained in the United Kingdom.

Don't have an HSBC Bank Account? Find out more about banking with HSBC

Already with HSBC?

If you're registered for online banking, you can apply online and get a decision in less than a minute.

If you're applying for a second HSBC credit card, you'll need to book an appointment to come into one of our branches.

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New to HSBC?

Book an appointment online

To apply, you'll need to come into one of our branches and speak to the team. Please bring identification, proof of address and a recent bank statement.

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Book an appointment over the phone

If you can't book online, call us to make an appointment on

03456 00 61 61

Our lines are open 07:00 to 21:00 every day.

Purchase Plus Credit Card