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International payments

Send money abroad quickly and securely

Why choose HSBC to send money abroad?

We've made it convenient, quick and easy for you to make your International Money Transfer.

Making international payments:

  • Available 24/7 via online banking

    Send up to £50,000 or currency equivalent in a matter of minutes. We've also made it easy for you to set up future dated and recurring payments.
  • Simple Fees

    Send money online for just £4. There's no payment fee at all if you transfer to another HSBC Account.
  • Exchange Rate Certainty

    With live rates updated by the second during market hours, we'll provide you with our most up to date foreign exchange rate available - providing you with the certainty and visibility of how much you're sending.
  • Safe & Secure

    Using your own bank means you'll have peace of mind knowing that your transaction is secure.

International payments

Send money confidently in local currency

Next time you're making an International Payment, why not consider sending it in the local currency? It’s easy to do and you’ll know exactly how much you’re sending with our up-to-date exchange rates.

How to send money abroad

Make a payment online

Log on to online banking and:

  1. Select the account  you want to make the payment from and select 'Pay and transfer' from the 'Manage' menu. Alternatively, select 'Pay and transfer' from the 'Quick links' options on the online banking homepage.
  2. For new beneficiaries, select 'A new payee', or for an existing beneficiary, select 'Your saved payees'.
  3. Enter payment details.
  4. Follow the on-screen instructions.
  5. Review and confirm your payment.

To see what international payments have debited your account, view the transactions on the account you made the payment from.

Sending money to someone new

When sending money to someone for the first time, to keep you safe we'll ask you to authorise the transaction by generating a one-time transaction code on your Digital Secure Key or physical Secure Key. Using a Digital Secure Key means you only need your digital device to make payments. Find out how to upgrade to one here.

This is a security step that verifies your credentials. It also increases security against possible fraud attacks which can be potentially caused by malware.

Receiving money from abroad

Things you need to know before receiving a payment

The overseas bank sending the payment to you will need to know the following information about the account you wish to be credited – Providing this information will help to ensure that the payment happens as quickly as possible.

  • your personal details
  • SWIFT Code (The HSBC SWIFT code is MIDLGB22)
  • IBAN (International Bank Account Number) or account number
  • BIC (Business Identifier Code)

It’s possible for you to receive money into your account from abroad in either foreign currency or Sterling.

If money is received in a different currency to what your account is held in, we'll convert it using the most up to date HSBC Exchange Rate available before crediting it to your account.

Frequently asked questions

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