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First time buyers

HSBC mortgages are built around you

Buying your first home is an exciting time and likely to involve some of the most important financial decisions you'll ever make. However, we're here to help and the process doesn't have to be difficult. That's why it's important to get the correct advice and be equipped with as much information as possible.

Benefits of an HSBC mortgage

  • Borrow up to 6 times your salary (criteria apply)
  • 95% Loan to Value (LTV) mortgages available
  • Make additional payments and overpayments subject to your mortgage terms
  • Borrow for up to a 35 year term with a capital repayment mortgage
  • Get a decision in principle in branch
  • Free standard valuation

How to apply

Book an appointment to apply in branch by calling:

Lines are open 07:00 to 21:00 every day (24 hours a day for lost and stolen queries)

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.

You might be interested in


Find out how much you could borrow or calculate your repayments.


We offer a range of mortgages designed to suit you.


Find out more about payment choices as well as fixed rate and tracker mortgages.