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Credit cards

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What type of credit card are you looking for?

Purchase Plus Credit Card

  • 0% interest on purchases for 18 months* from account opening.
  • 0% interest for 18 months* on balance transfers made within the first 60 days of account opening – a 2.9% fee applies (minimum £5).
  • Add it to Apple Pay and Android Pay.
  • You can open a Purchase Plus Credit Card even if you don’t have a current account with us. You must have at least 1 year address history on the islands.
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.
Representative example

22.9% APR

(variable)

Representative APR

22.9% p.a.

(variable)

Purchase rate

Based on an assumed credit limit of

£1,200

No annual fee

Balance Transfer Credit Card

  • 0% interest for 32 months* on balance transfers made within the first 60 days of account opening - a 1.5% fee applies (minimum £5).
  • 0% interest on purchases for 3 months* from account opening.
  • Use your card to make contactless transactions.
  • Add it to Apple Pay and Android Pay.
  • You can open a Balance Transfer Credit Card even if you don’t have a current account with us. You must have at least 1 year address history on the islands.
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.
Representative example

19.9% APR

(variable)

Representative APR

19.9% p.a.

(variable)

Purchase rate

Based on an assumed credit limit of

£1,200

No annual fee

Premier Credit Card

  • Exclusively available for HSBC Premier account customers.
  • Rewards Programme - collect reward points which can be redeemed for shopping vouchers and frequent flyer miles.
  • 0% on purchases for 9 months* after account opening.
  • 0% interest for 18 months* on balance transfers made within the first 60 days of account opening - a 1.4% fee applies (minimum £5).
  • Travel benefits.
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.
Representative example

18.9% APR

(variable)

Representative APR

18.9% p.a.

(variable)

Purchase rate

Based on an assumed credit limit of

£1,200

No annual fee

Premier World Elite™ Mastercard®

  • Exclusively available for HSBC Premier account customers.
  • Enhanced Rewards Programme - collect double points compared to the HSBC Premier Credit Card. Points can be redeemed for shopping vouchers and frequent flyer miles.
  • Receive 40,000 reward points when you spend £2,000 in your first 90 days of card membership.
  • Spend £12,000 or more on your card within your first 12 months to receive a further 40,000 reward points.
  • Enhanced travel benefits.
Credit is subject to status, affordability and applicable terms and conditions.
Representative example

59.3% APR

(variable)

Representative APR

18.9% p.a.

(variable)

Purchase rate

Based on an assumed credit limit of

£1,200

With an annual fee of:

£195

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