Single Asset Class funds

¹Restricted to advice on cash funds.

²We only review investments sold by or transferred to HSBC Channel Islands & Isle of Man.

³Investments are done solely on an Execution Only basis with no advice given.

⁴In the Isle of Man, the Report and Implementation Fee is inclusive of VAT.

⁵'Assets implemented' refers to the total value of all investment recommendations which you ask us to implement (including both lump sums and/or the first year of any regular contributions).

⁶Or 1.925% Report and Implementation Fee for any fixed income funds implemented.

⁷Or 1.925% of total contributions to be invested in first 12 months of investment for contributions above £5,000 per month into any fixed income funds.

⁸Applies to lump sum purchases and each monthly contribution when setting up regular savings and/or a new fund purchase involved when selling and repurchasing.

Remember, the value of investments is not guaranteed - you may not get back the amount you invested, and any income received from them can fall as well as rise. This could also result from changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another. We always recommend that any investments should be considered as medium to long-term holdings of least 5 years.

The Ongoing Charge is made up of the Annual Management Charge (AMC) and other expenses. The other expenses include such things as fund administration services, accounting and legal fees, and custodian and settlement charges for the investments the HSBC Global Investment Fund holds. When you combine these with the AMC, you have the ongoing charge, which is the combined annual operating expense of the fund.

The Ongoing Charge is payable to the fund manager of the HSBC Global Investment Funds (HSBC Global Asset Management (UK) Limited). You will not see this charge shown on a statement – instead of being taken from your investment, it is reflected in the price of the shares.

Details of the total ongoing costs associated with each HSBC Global Investment Fund are documented in the key investor information documents (KIIDs) and factsheets which are updated from time to time. Please refer to these documents for the latest ongoing charges information before you invest. Find out more about the current price (for indicative purposes). Find out more about the current price (for indicative purposes).

We also undertake the role of the Jersey sub-distributor of the funds for which we are paid a distribution fee of 50% of the annual management fee. We receive the payment of the annual management fee from the UK distributor, HSBC Global Asset Management (UK) Limited. The payment of the distribution fee is made monthly and is calculated pro rata to the value of the shares. Gross annual management fee rates range from 0.50% to 1.75% per annum as specified in the prospectus of the relevant fund. We are not paid a distribution fee in relation to the B share class.

A higher level of risk could bring the potential for greater growth, but there's also more chance that your investment could go down in value.

When choosing an investment, you should consider the level of risk you're willing to take and your capacity for loss. How comfortable would you feel if your investments fell in value? How would a loss impact your finances in the short term? In the long term?

If you're not sure about investing or how much risk is appropriate for you, please seek financial advice.

Each fund has a designated risk category. To keep within this risk category, the fund manager continuously tracks the performance of individual assets, using his or her understanding of the market to adjust the holdings in the fund.

The fund manager's goal is always to maximise the return within the fund's designated level of risk.

You can make withdrawals from your investment at any time.