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Premier World Elite Mastercard

Elevate your lifestyle, at home and abroad, with our most rewarding credit card.

Unlock elite benefits and earn rewards faster

If you're looking for a card that goes beyond the basics, the Premier World Elite Mastercard opens the door to a range of travel, dining and lifestyle benefits. You'll also earn reward points as you spend, with more points per pound than our Premier Credit Card. 

Representative example

Representative APR100.2% APR (variable)

Purchase rate
29.9% p.a. (variable)

Based on an assumed credit limit of:
£1,200

With an annual fee of:
£290

Welcome reward points bonus

Receive 40,000 points when you spend £2,000 on your card in the first 90 days of card membership. That's the equivalent of 20,000 air miles.

Why choose this card?

Accelerated points

For every £1 of eligible spend, you’ll earn 2 reward points, or 4 for non-sterling transactions.

Points for miles

Redeem your points for airline miles or shopping vouchers.

Travel benefits

Enjoy airport lounge access and security Fast Track for you and any additional cardholders.

Earn as you spend

For every £1 sterling you spend, you’ll get 2 reward points - or 4 points for transactions in other currencies. (Eligible spends only, fees apply to non-sterling transactions).

You can then redeem your points for a choice of rewards:

  • Airline miles
    Convert points into airline miles with British Airways, Asia Miles, Singapore Airlines and Etihad.
  • Shopping vouchers
    Exchange your points for vouchers from Amazon, M&S or Sainsburys.
  • Share rewards
    Combine points with your additional cardholders, if you like.

Travel in style

The Premier World Elite Mastercard is your ticket to an elevated travel experience. As well as being able to use your card around the world, you'll get a host of perks, handpicked to enrich your journey.

  • Airport security Fast Track
    Speed up airport security check-ins for you and any additional cardholders. You'll also get discounts at many airport restaurants and bars with the Mastercard Travel Experiences app.
  • Airport lounge access
    Your card gives you access to more than 1,300 airport lounges worldwide with Priority Pass.
  • Hotel discounts
    Get a 10% discount on selected hotels through Expedia or up to 14% discount on over 180,000 hotels booked through www.agoda.com/HSBCPremierUK

More benefits of the Premier World Elite Mastercard

  • Use your credit card abroad
    Use your card in all countries and regions supported by the Visa and Mastercard networks.
  • Purchase protection
    As with all credit cards, purchases of £100 to £30,000 are protected if the supplier breaches a contract, or misrepresents goods.
  • Add cardholders
     

    Get additional cards for up to 3 friends or family members for an annual fee of £60 each. They’ll earn points and enjoy airport lounge access, too.

     

    		  
  • 24/7 worldwide assistance
    If your card gets lost or stolen, we may be able to help you out with an emergency cash advance.
  • No-fuss card management
    Use the HSBC Mobile Banking app to check your balance, make payments or block and unblock your card.
  • Priority ticket access with Live Nation
    Get ahead of the pack with exclusive access to selected Live Nation concert and event tickets booked through Ticketmaster.

Things to know

Who can apply?

To be eligible for an HSBC Premier World Elite Credit Card you need to:

Interest rates, fees and charges 

Ready to apply?

Apply online

You can apply for a Premier World Elite Mastercard in online banking.

Apply in branch

To apply in person, book an appointment at your nearest branch. You’ll need to bring identification, proof of address and a recent bank statement.

Other ways to apply 

Student offer

Get €70 cashback if you open an HSBC Student Account by 31 October 2025 and credit your stipend with us.

Terms and conditions apply - the €70 cashback offer is available to students who: (i) will be 16 years old or older by the end of 2025; (ii) are starting their post-secondary or tertiary education in 2025 or are already in post-secondary or tertiary education; (iii) open an HSBC Student Account between 23 June and 31 October 2025 or already have an HSBC Student Account; and (iv) start crediting their stipend into their HSBC Student Account from the scholastic year starting in 2025.

Frequently asked questions

How do I convert my reward points into airline miles 

How do I redeem my points for rewards? 

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Additional information

    Disclaimer 

    Credit cards are provided by HSBC Bank plc, which is authorised by the Prudential Regulatory Authority and regulated by Financial Conduct Authority and the Prudential Regulatory Authority. HSBC Bank plc, Card Services, PO Box 6001, Coventry, CV3 9FP, United Kingdom.

    Issued by HSBC Bank plc, registered in England and Wales number 14259. Registered office 8 Canada Square, London, E14 5HQ. HSBC Bank plc, Jersey Branch is licensed by the Jersey Financial Services Commission. HSBC Bank plc, Guernsey Branch is licensed by the Guernsey Financial Services Commission. In the Isle of Man HSBC Bank plc is licensed by the Isle of Man Financial Services Authority.

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