Take advantage of our exclusive rewards

  • Enhanced Rewards Programme
    Earn two points for every £1 of eligible spend in sterling currency and earn four points for every £1 of eligible spend in non-sterling and redeem against vouchers for top retailers & frequent flyer miles.
  • 40,000 Reward Points
    when you spend £12,000 or more on your Card within the first 12 months of card membership.
  • HSBC Premier Rewards for Miles
    Every 2 points are worth the equivalent of 1 frequent flyer mile.
  • Complimentary Airport Lounge Access
    Enjoy membership to the LoungeKey programme, with complimentary access to over 750 airport lounges worldwide by simply presenting your World Elite Mastercard.
  • Hotel Discounts
    10% discount on selected hotels booked with your Premier Credit Card through Expedia and Agoda. Cardholders also benefit from 12 months complimentary Expedia+ Gold Membership.

Are you eligible?

HSBC Premier is available to you, if you pay your annual income into your HSBC Premier Bank Account and have either:

  1. savings or investments of at least £50,000 with HSBC in Jersey, Guernsey or Isle of Man; or
  2. an individual annual income of at least £75,000 and one of the following products with HSBC in Jersey, Guernsey or Isle of Man : a mortgage;
    investment, life insurance or protection product

Or if you’ve already qualified for HSBC Premier in another country

If you'd like to open an HSBC Premier Account, please ensure you fulfil all the following criteria:

  • you need to be 18 years or older
  • your residential address must be within the Channel Islands or Isle of Man
  • you must be able to provide us with certified proof of your identity and address and one month's bank statements from your current bank (translated into English if appropriate)
  • if you are resident in the Channel Islands or Isle of Man, you are happy for us to undertake a credit register search
  • in order to qualify for lending, savings and travel insurance benefits and preferential rates you will need to be a resident in the Channel Islands or Isle of Man. This is subject to status and meeting HSBC's proof of address requirement.

For eligibility purposes, please note HSBC in the Channel Islands and Isle of Man excludes HSBC UK, M&S Bank, first direct and HSBC Expat. For the second criteria, in the case of a joint account, at least one of the parties must have an individual annual income of at least £75,000. The investment, life insurance or protection products also includes those purchased through one of HSBC's advisers.

Representative example

Representative APR - 59.3% APR (variable)

Purchase rate - 18.9% pa (variable)

Based on an annual fee of £195  

Assumed credit limit of £1,200