HSBC 32 Months Balance Transfer Credit card

  • 0% interest on balance transfers for 32 months*

    Applies on balances transferred within the first 60 days of account opening
  • 1.4% fee applies on balance transfers (minimum £5)

    Applies on balances transferred within the first 60 days of account opening*
  • 0% interest on purchases for 3 months*

  • Use your card to make contactless transactions

  • Use your card to make mobile contactless payments

    Add it to Apple Pay and Android Pay
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.


Representative example
Representative APR
18.9% APR (variable)

Purchase rate:
18.9% p.a. (variable)

Based on assumed credit limit of:

To be eligible for an HSBC Credit card you need to: 

  • Have an annual income/pension before tax of £8,500 or more
  • Be a resident of the Channel Islands or Isle of Man
  • Be over 18 and hold a HSBC Bank Account in the Channel Islands or Isle of Man, other than a HSBC Basic Bank Account 

If you foresee any changes in circumstances that may affect your ability to repay the credit card you are applying for, for example a change in your income or outgoings, a change to your employment situation or you are a temporary or zero hours contract worker, please apply by telephone or branch. Introductory rates only apply if you haven't held an HSBC Credit card within the last six months. Balances can't be transferred from cards issued by other members of the HSBC Group including first direct, M&S Financial Services plc, John Lewis Financial Services Ltd.  

How to apply

Existing HSBC Customer

If you’re already registered for online banking you can apply online now. Alternatively you can also apply by phone.

Apply by phone
Call us on:
03456 00 61 61

Lines are open from 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day)

New to HSBC

To apply, you’ll need to book an appointment in branch by calling 03456 00 61 61


Check if you're likely to be accepted: