Balance Transfer Credit Cards | HSBC Channel Islands & Isle of Man

HSBC 32 Months Balance Transfer Credit card

0% interest on balance transfers for 32 months*
- Applies on balances transferred within the first 60 days of account opening
1.4% fee applies on balance transfers (minimum £5)
- Applies on balances transferred within the first 60 days of account opening*
0% interest on purchases for 3 months*
0% interest on purchases for 3 months*
Use your card to make contactless transactions
Use your card to make mobile contactless payments
- Add it to Apple Pay and Android Pay

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.

Representative example
Representative APR
18.9% APR (variable)

Purchase rate:
18.9% p.a. (variable)

Based on assumed credit limit of:
£1,200

Eligibility
To be eligible for an HSBC Credit card you need to:

Have an annual income/pension before tax of £8,500 or more
Be a resident of the Channel Islands or Isle of Man
Be over 18 and hold a HSBC Bank Account in the Channel Islands or Isle of Man, other than a HSBC Basic Bank Account

If you foresee any changes in circumstances that may affect your ability to repay the credit card you are applying for, for example a change in your income or outgoings, a change to your employment situation or you are a temporary or zero hours contract worker, please apply by telephone or branch. Introductory rates only apply if you haven't held an HSBC Credit card within the last six months. Balances can't be transferred from cards issued by other members of the HSBC Group including first direct, M&S Financial Services plc, John Lewis Financial Services Ltd.

How to apply

HSBC customer

If you're already registered for online banking you can apply online now

Log on to apply

Other ways to apply

If you're not an HSBC customer or not registered for online banking you can apply by phone or in branch.

Apply by phone
Call us on:
0800 032 4735
Lines are open from 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day)

Telephone numbers

Apply in branch
Book your appointment to apply in branch by calling:
03456 00 61 61
You'll need to bring identification, proof of your address and a recent bank statement.

For further details, please click on the following links

Check if you're likely to be accepted:

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HSBC Credit cards