HSBC Credit cards

Representative example
Representative APR
18.9% APR (variable)

Purchase rate:
18.9% p.a. (variable)

Based on assumed credit limit of:
£1,200

Eligibility
To be eligible for an HSBC Credit card you need to: 

• Have an annual income/pension before tax of £8,500 or more
• Be a resident of the Channel Islands or Isle of Man
• Be over 18 and hold a HSBC Bank Account in the Channel Islands or Isle of Man, other than a HSBC Basic Bank Account 

If you foresee any changes in circumstances that may affect your ability to repay the credit card you are applying for, for example a change in your income or outgoings, a change to your employment situation or you are a temporary or zero hours contract worker, please apply by telephone or branch. Introductory rates only apply if you haven't held an HSBC Credit card within the last six months. Balances can't be transferred from cards issued by other members of the HSBC Group including first direct, M&S Financial Services plc, John Lewis Financial Services Ltd.