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Balance Transfer Card

Apply for a Balance Transfer Credit Card online

5% cashback with a new credit card

Limited time offer when you take out selected cards until 30 November 2021.

Balance Transfer Credit Card

Take control of your finances with a credit card that gives you flexibility to repay what you owe.

Credit is subject to status, affordabililty and applicable terms and conditions.

Representative example

19.9% APR


Representative APR

19.9% p.a


Purchase rate

Card details

  • 5% cashback when you take out a Balance Transfer Credit Card

    Offer ends 30 November. T&Cs apply

  • 0% interest for 32 months* on balance transfers made within the first 60 days of account opening

    A 1.5% fee applies (minimum £5).

  • 0% interest on purchases for 3 months* from account opening

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Using your card

  • Make contactless transactions

    Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.

  • Manage your card online

    Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.

  • Get additional card

    Add your partner or family members over 18 to your account. It's a simple way to get more from your HSBC credit card.

  • Bank anywhere with the HSBC Mobile Banking app

    Make payments to existing beneficiaries and manage your personal acounts easily and securely with the HSBC Mobile Banking app.

  • Use your card abroad

    You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee.

  • Enjoy 24/7 worldwide assistance

    Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

Apply for a Balance Transfer Credit Card

Existing HSBC Customers

If you’re already registered for online banking you can apply online now.

Apply by phone

Call us on:

03456 00 61 61

Lines are open from 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day)

New to HSBC

You can open a Balance Transfer Credit Card even if you don’t have a current account with HSBC.

Visit your local branch.

You must have at least 1 year address history on the islands. You’ll need to bring identification, proof of address and a recent bank statement into branch.

For a list of acceptable documents refer to the link.

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With the Purchase Plus Credit Card.

Terms and conditions apply.

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