Balance Transfer Credit Card
Take control of your finances with a credit card that gives you flexibility to repay what you owe.
Credit is subject to status, affordabililty and applicable terms and conditions.
Based on an assumed credit limit of
5% cashback when you take out a Balance Transfer Credit Card
Offer ends 31 August. T&Cs apply (PDF).
0% interest for 32 months* on balance transfers made within the first 60 days of account opening
A 1.5% fee applies (minimum £5).
0% interest on purchases for 3 months* from account opening
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.
Using your card
Manage your card online
Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
Get additional card
Add your partner or family members over 18 to your account. It's a simple way to get more from your HSBC credit card.
Bank anywhere with the HSBC Mobile Banking app
Make payments to existing beneficiaries and manage your personal acounts easily and securely with the HSBC Mobile Banking app.
Use your card abroad
You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee.
Enjoy 24/7 worldwide assistance
Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.
Apply for a Balance Transfer Credit Card
Are you eligible?
Existing HSBC Customers
If you’re already registered for online banking you can apply online now.
Apply by phone
Call us on:
Lines are open from 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day)
New to HSBC
You can open a Balance Transfer Credit Card even if you don’t have a current account with HSBC.
Visit your local branch.
For a list of acceptable documents refer to the link.