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HSBC Premier Bank Account

A premium bank account without the premium

Everything you'd expect from a bank account and more

Your HSBC Premier Bank Account gives you all the day-to-day banking essentials you need - plus some useful additional benefits to make it easier to manage your money:

  • No monthly account fee for HSBC Premier Bank Account
  • Dedicated Premier Relationship Manager
  • Contactless Visa Debit Card
    Withdraw up to £1,000 a day from HSBC cash machines in the Jersey, Guernsey and the Isle of Man, and around the world1, without being charged a cash withdrawal fee
  • 24/7 telephone banking
    Call our 24-hour Direct Relationship Management service any time, day or night
  • Online banking
    Make payments, pay bills and transfer money quickly, easily and securely online
  • Mobile banking
    Keep an eye on your account with alerts sent straight to your mobile
  • Island Privileges
    Access to our rewards program created exclusively for Premier and Advance customers

Assumed limit £1,200: 0% EAR (variable) on the first £500, 11.9% EAR (variable) thereafter, giving a representative rate of 6.8% APR (variable).

1Some other cash machine operators may apply a direct charge for withdrawals from their cash machines and this should be advised on screen at the time of withdrawal. These transactions are subject to a non-sterling transaction fee, currently 2.75% of the amount of the transaction.

Using your Debit Card abroad: The exchange rate that applies to any foreign currency debit card payments (including cash withdrawals) is the Visa scheme exchange rate used by VISA on the day the conversion is made plus a Non-sterling transaction fee, which is currently 2.75% of the transaction amount (and for cash withdrawals  a Cash Fee of 2% of the cash withdrawal (minimum: £1.75, maximum: £5)). We will make the conversion and deduct the payment from your account once we receive details of the payment from VISA, at the latest the next working day. Details of the current Visa scheme exchange rates are available at

Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. During busy periods calls may be transferred outside the UK. To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us.

Eligibility criteria

HSBC Premier is available to you, if you pay your annual income into your HSBC Premier Bank Account and have either:

  1. Savings or investments of at least £50,000 with HSBC in Jersey, Guernsey or Isle of Man; or
  2. An individual annual income of at least £75,000 and one of the following products with HSBC in Jersey, Guernsey or Isle of Man : a mortgage; investment, life insurance or protection product

Or if you've already qualified for HSBC Premier in another country.

Apply for an HSBC Premier Bank Account

Book an appointment online

To open an account, you'll need to come into one of our branches and speak to the team. Please bring identification, proof of address and a recent bank statement.

Book an appointment over the phone

If you can't book online, call us to make an appointment on

03456 00 61 61

Our lines are open 07:00 to 21:00 every day.

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