Basic Bank Account
Our Basic Bank Account is designed only for customers who don't qualify for our other accounts (for example because they are insolvent, in financial difficulty or have a poor credit history).
Learn about our Bank Account before applying, it may be more suitable and has some great benefits.
Apply for an Basic Bank Account today:
Benefits
With the Basic Bank Account you'll get:
- Banking your way24/7 internet & telephone banking, and our mobile banking app.
- Transfer money easilySetup one off regular payments to friends & family.
- Easy cash withdrawalsWithdraw up to £300 a day.
- Pay bills the simple waySet up payments by direct debit and standing order.
- VISA debit cardSubject to status.
- Hassle free switchingThe current account switch service is simple, hassle-free and supported by our dedicated switching team. The Current Account Switching Service is not offered by all banks in the Channel Islands and Isle of Man. Please check whether your existing bank supports the service.
Eligibility
To be eligible to apply for a HSBC Basic Bank Account:
- you need to be 16 years or older
- your residential address must be within the Channel Islands or Isle of Man
- you must be able to provide us with proof of your identity and address
- you must not continue to hold a bank (payment) account with another Channel Islands or Isle of Man provider
- you are happy for us to undertake a credit register search (PDF)
How to apply
Book an appointment online
To open an account, you'll need to come into one of our branches and speak to the team. Please bring identification, proof of address and a recent bank statement.
Book an appointment over the phone
If you can't book online, call us to make an appointment on
Our lines are open 07:00 to 21:00 every day.
