Balance Transfer Credit Card

Take control of your finances with a credit card that gives you flexibility to repay what you owe.

Credit is subject to status, affordabililty and applicable terms and conditions.

Representative example

23.9% APR

(variable)

Representative APR

23.9% p.a

(variable)

Purchase rate

Based on an assumed credit limit of

£1,200

Apply now for HSBC 32 Month Balance Transfer Credit Card

Card details

0% interest for 20 months* on balance transfers made within the first 60 days of account opening

A 2.99% fee applies (minimum £5).
0% interest on purchases for 3 months* from account opening

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.

Using your card

Make contactless transactions

Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Manage your card online

Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
Get additional card

Add your partner or family members over 18 to your account. It's a simple way to get more from your HSBC credit card.
Bank anywhere with the HSBC Mobile Banking app

Make payments to existing beneficiaries and manage your personal acounts easily and securely with the HSBC Mobile Banking app.
Use your card abroad

You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee. Find out more about credit card fees abroad.
Enjoy 24/7 worldwide assistance

Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.

Already with HSBC?

If you're registered for online banking, you can apply online and get a decision in less than a minute.

If you're applying for a second HSBC credit card, you'll need to book an appointment to come into one of our branches.

Log on to apply

New to HSBC?

Book an appointment online

To apply, you'll need to come into one of our branches and speak to the team. Please bring identification, proof of address and a recent bank statement.

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Book an appointment over the phone

If you can't book online, call us to make an appointment on

03456 00 61 61

Our lines are open 07:00 to 21:00 every day.

Balance Transfer Card