Buying a home in the Isle of Man
HSBC has a range of competitive mortgage options to suit you, whether you're a first-time buyer looking to get on the property ladder in Ramsey, thinking about remortgaging to buy your dream home in Castletown, or even looking to invest in a buy to let apartment in Douglas.
Our mortgages are designed with the unique challenges of buying a home in the Isle of Man in mind. And our locally based mortgage arrangers based across our Isle of Man branches, combine in-depth local knowledge with the professional expertise you'd expect from HSBC to help you on the way to purchasing your new home.
Choosing a mortgage with HSBC in the Isle of Man
- Borrow up to 6 times your salary (criteria apply)
- 95% Loan to Value (LTV) mortgages available
- Make additional payments and overpayments subject to your mortgage terms
- Borrow for up to a 35 year term with a capital repayment mortgage
- Provide a decision in principle in your local Isle of Man branch
- Free standard valuation
Isle of Man mortgage application documents
Check eligibility and apply
The first step to getting a mortgage is applying for a Decision in Principle. This confirms your eligibility and gives you an idea of how much you can borrow. To get your application underway, fill out our form to request a Decision in Principle.
Need more help?
Call us to book an appointment with a mortgage specialist in one of our branches. You’ll need to bring identification, proof of address and a recent bank statement.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.