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Isle of Man Mortgages

Buy a home in the Isle of Man with one of our mortgage options

Buying a home in the Isle of Man

HSBC has a range of competitive mortgage options to suit you, whether you're a first-time buyer looking to get on the property ladder in Ramsey, thinking about remortgaging to buy your dream home in Castletown, or even looking to invest in a buy to let apartment in Douglas.

Our mortgages are designed with the unique challenges of buying a home in the Isle of Man in mind. And our locally based mortgage arrangers based across our Isle of Man branches, combine in-depth local knowledge with the professional expertise you'd expect from HSBC to help you on the way to purchasing your new home.

Choosing a mortgage with HSBC in the Isle of Man

  • Borrow up to 6 times your salary (criteria apply)
  • 95% Loan to Value (LTV) mortgages available
  • Make additional payments and overpayments subject to your mortgage terms
  • Borrow for up to a 35 year term with a capital repayment mortgage
  • Provide a decision in principle in your local Isle of Man branch
  • Free standard valuation

Ready to apply for an HSBC mortgage in the Isle of Man?

Check eligibility and apply

Please complete the enquiry form below.

Book an appointment to apply in branch by calling:

03456 00 61 61

Lines are open 07:00 to 21:00 every day (24 hours a day for lost and stolen queries).

Find your local branch in the Isle of Man

Mortgage appointments can be booked with any of our branches, we're located on Ridgeway Street in Douglas, and St Paul's Square in Ramsey.

We recommend booking an appointment before you visit the branch to avoid disappointment.

Think carefully before securing other debts against your home.

Your home may be repossessed if you do not keep up repayments on your mortgage.

You might be interested in


Find out how much you could borrow or calculate your repayments.


First time buyer? Get a mortgage with a minimum 5% deposit. Max loan size £500,000.


Find out more about payment choices as well as fixed rate and tracker mortgages.


Find out more about how a change to the Bank of England base rate could affect your mortgage.

We're here to help you. Find the answers and while you're at it, tell us how we could do better.