Student Credit Card

A Student Credit Card can be a great way to cover unexpected expenses and build a good credit history. It's available exclusively for existing HSBC Student Bank Account customers and has no annual fee.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

18.9% APR

(variable)

Representative APR

18.9% p.a.

(variable)

Purchase rate

Based on an assumed credit limit of

£500

Apply now for a Student Credit Card

About this card

Card details

Up to £500 credit available

Not only does a card offer a convenient way for you to pay between student loans but, if you use it sensibly and clear your balance each month, it could show you are a responsible borrower which may help to improve your future credit rating.
No annual fee

Using your card

Make contactless transactions

Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Manage your card online

Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
Use your card abroad

You can use your HSBC Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-HSBC cash machines may also charge a fee. Find out more about credit card fees abroad.
Bank anywhere with the HSBC Mobile Banking app

Make payments to existing beneficiaries and manage your personal accounts easily and securely with the HSBC UK Mobile Banking app.
24/7 worldwide assistance

Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world you can speak to our dedicated team about getting an emergency cash advance.

Apply for a Student Credit Card

To be eligible for an HSBC Student Credit Card, you need to:

be over 18
hold an HSBC Student Bank Account*
have been resident in Channel Islands or Isle of Man for at least three years

*A Student Bank Account can only be applied for when you have a confirmed place to study, however you can open a HSBC Bank Account at anytime and upgrade to the Student Bank Account when you have your place to study confirmed.

All HSBC credit cards are provided by HSBC Bank plc in the United Kingdom. HSBC Bank plc credit cards are governed by English law and your credit card account is maintained in the United Kingdom.

Please ensure you read the important information in the 'Things you should know' section before applying.

Registered for online banking?

If you're already registered for online banking, you can apply online now.

Log on to apply This link will open in a new window

Not registered yet?

You need to be registered for online banking to apply.

Book your appointment to apply in branch by calling

03456 00 61 61

Lines are open from 8am to 8pm everyday

You'll need to bring identification, proof of address and a recent statement from your current bank.

Find a branch

Student Credit Card