Mortgages made easier
Our upgraded mortgage service and expert mortgage arrangers can help you apply for your first mortgage or move your existing one for a better rate. With their help, you won’t even need to leave the comfort of your own home.*
- Use a digital signature to sign your document electronically, wherever you are
- Upload most of your documents online to save you bringing them with you when you come to see us
Based on a current HSBC 2 Year £999 Fee Fixed rate of 1.19% as of 19 November 2020, if you took out £250,000 mortgage with at least 40% deposit, your monthly payments would be £963.97** during the 2-year offer period. When compared to a typical Standard Variable Rate of 3.54% and monthly payments of £1,233.59, you could save up to £270 per month.**
*New customers will need to come to branch to verify identification. Existing HSBC customers may also need to come in to branch to verify their ID if the record we already hold has become out of date.
**For illustration purposes only, your mortgage may differ depending on the amount, available rates and terms.
Choosing an HSBC mortgage
With a great range of mortgages offering competitive interest rates, you'll find the right mortgage for you with HSBC. Whether you're a first time buyer, an existing homeowner looking for a better mortgage deal or are investing in a buy to let, we're here to help.
- Borrow 5.25 times your salary (criteria apply)
- 90% Loan to Value (LTV) available
- Make additional payments and overpayments subject to your mortgage terms
- Borrow for up to a 35 year term with a capital repayment mortgage
- Competitive rates
- Provide your decision in principle in branch
Buying a home in the Channel Islands or Isle of Man?
We’re committed to helping you make the most of life in the Channel Islands and the Isle of Man. Buying a property is likely to be one of the biggest financial decisions you’ll ever have to make. Our dedicated mortgage arrangers will talk you through your options, answer your questions and support you through the mortgage application process.
Our mortgage arrangers are based in HSBC branches across Jersey, Guernsey, the Isle of Man, Alderney and Sark. Combining in-depth local knowledge with all the professional expertise you’d expect from HSBC, they’ll help open doors to your new home.
How we can help
First time buyer
Ready for your first step on the property ladder? Don’t worry - we’ll be with you all the way
If your mortgage is with another lender, you can easily move it to one of our competitive mortgage rates
How to apply
Request a call back
Complete our contact form quoting:
Book an appointment to apply in branch by calling
Lines are open 8am to 10pm every day (24 hours a day if you're an HSBC Premier or Advance customer)
Think carefully before securing other debts against your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.