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Finding your mortgage just got easier

Use our upgraded service to find the perfect mortgage for you

Mortgages made easier

Our upgraded mortgage service and expert mortgage arrangers can help you apply for your first mortgage or move your existing one for a better rate. With their help, you won’t even need to leave the comfort of your own home.*

  • Use a digital signature to sign your document electronically, wherever you are

  • Upload most of your documents online to save you bringing them with you when you come to see us

Based on a current HSBC 2 Year £999 Fee Fixed rate of 1.44% as of 11 May, if you took out £400,000 mortgage over a 30 year term with at least 15% deposit, your monthly payments would be £1,369.25** during the 2-year offer period. When compared to a typical Standard Variable Rate of 3.54% and monthly payments of £1,777.13, you could save up to £408 per month.**

*New customers will need to come to branch to verify identification. Existing HSBC customers may also need to come in to branch to verify their ID if the record we already hold has become out of date.

**For illustration purposes only, your mortgage may differ depending on the amount, available rates and terms.

Choosing an HSBC mortgage

With a great range of mortgages offering competitive interest rates, you'll find the right mortgage for you with HSBC. Whether you're a first time buyer, an existing homeowner looking for a better mortgage deal or are investing in a buy to let, we're here to help.

  • Borrow 5.25 times your salary (criteria apply)

  • 95% Loan to Value (LTV) available

  • Make additional payments and overpayments subject to your mortgage terms

  • Borrow for up to a 35 year term with a capital repayment mortgage

  • Provide your decision in principle in branch

Buying a home in the Channel Islands or Isle of Man?

We’re committed to helping you make the most of life in the Channel Islands and the Isle of Man. Buying a property is likely to be one of the biggest financial decisions you’ll ever have to make. Our dedicated mortgage arrangers will talk you through your options, answer your questions and support you through the mortgage application process.

Our mortgage arrangers are based in HSBC branches across Jersey, Guernsey, the Isle of Man, Alderney and Sark. Combining in-depth local knowledge with all the professional expertise you’d expect from HSBC, they’ll help open doors to your new home.

How we can help


Ready for your first step on the property ladder? Don’t worry - we’ll be with you all the way


Manage your existing mortgage with us


If your mortgage is with another lender, you can easily move it to one of our competitive mortgage rates


If you're buying a property to let or expanding your property portfolio, we have a range of buy to let mortgages for you


We offer a range of mortgages designed to suit you


First time buyer? Get a mortgage with a minimum 5% deposit. Max loan size £400,000

Useful information


See what you need to start your mortgage application


Find out how a change in the Bank of England base rate may affect your mortgage


Find out more about payment choices as well as fixed rate and tracker mortgages

How to apply

Request a call back

Complete our contact form quoting:


Book an appointment to apply in branch by calling

Lines are open 8am to 10pm every day (24 hours a day if you're an HSBC Premier or Advance customer)

Think carefully before securing other debts against your property.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Mortgages in the Channel Islands & Isle of Man

We're here to help you. Find the answers and while you're at it, tell us how we could do better.