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HSBC mortgages are built around you

Choosing a mortgage from HSBC

With a great range of mortgages at competitive interest rates, you can find the mortgage that's right for you at HSBC. Whether you're a first time buyer, researching a better mortgage deal or investing in buy to let, we look forward to helping you.

Buying a home in the Channel Islands or Isle of Man?

We’re committed to helping you make the most of life in the Channel Islands and the Isle of Man. Buying a property is likely to be one of the biggest financial decisions you’ll ever have to make. Our dedicated mortgage arrangers will talk you through your options, answer your questions and support you through the mortgage application process.

Our mortgage arrangers are based in HSBC branches across Jersey, Guernsey, the Isle of Man, Alderney and Sark. Combining in-depth local knowledge with all the professional expertise you’d expect from HSBC, they’ll help open doors to your new home.

How we can help


Ready for your first step on the property ladder? Don’t worry - we’ll be with you all the way


Manage your existing mortgage with us


If your mortgage is with another lender, you can easily move it to one of our competitive mortgage rates


If you're buying a property to let or expanding your property portfolio, we have a range of buy to let mortgages for you


We offer a range of mortgages designed to suit you


We’re making it easier for first time buyers to get a mortgage with a minimum 5% deposit. Max loan size £400,000

Useful information


See what you need to start your mortgage application


Find out how a change in the Bank of England base rate may affect your mortgage


Find out more about payment choices as well as fixed rate and tracker mortgages

How to apply

Request a call back

Complete our contact form quoting:


Book an appointment to apply in branch by calling

Lines are open 8am to 10pm every day (24 hours a day if you're an HSBC Premier or Advance customer)

Think carefully before securing other debts against your property.

Your property may be repossessed if you do not keep up repayments on your mortgage.

We're here to help you. Find the answers and while you're at it, tell us how we could do better.