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Discretionary investment management

Want to maximise your investments with minimal effort? Let HSBC Private Banking (CI) do the hard work for you.

Choose a portfolio and we'll do the rest

Select a ready-made portfolio from our Core Multi-Asset Solution (CMS), and the HSBC Private Banking (CI)[@private-banking-ci] team will manage it on your behalf. To help you get the most out of your money, our wealth experts will continually optimise your portfolios in line with global trends.

Key benefits

Personalised choice

Choose a portfolio that best matches your desired risk level from 4 risk profiles.

Managed for you

HSBC Private Banking (CI) investment managers will manage the portfolio for you.

Always informed

Once you've invested, you'll be kept fully informed every step of the way.

Regular statements

You'll receive regular statements that include market updates and trading commentaries.

Our portfolios

Core Multi-Asset Solutions (CMS)

HSBC Private Banking (CI) discretionary investment portfolios are known as HSBC's Core Multi-Asset Solution (CMS).

Portfolios are available across 4 risk profiles and each one contains a mix of global investments, including equity and fixed income. They aim to provide cost-effective exposure with a blend of exchange-traded funds and low-cost funds.

The portfolios are managed based on these principles:

Active asset allocation: HSBC Private Banking (CI) carefully considers how the assets are allocated. This is the core driver of how your portfolio could perform.

Portfolio rebalancing: investment managers will rebalance portfolios in order to optimise long-term risk and potential returns.

Risk management: any activity in your portfolio will be closely controlled so that it stays within the defined risk level.

Who can apply?

HSBC Private Banking (CI) is available to you if:

  • You're an HSBC Channel Islands and Isle of Man customer
  • You have a total relationship balance of £500,000+
  • You're looking to invest a minimum of £250,000

Start investing

Already an HSBC customer?

Set up a call with a Wealth Manager, who will refer you to HSBC Private Banking (CI).

Your location may limit the range of services you can receive from us, but we'll let you know exactly what you're able to invest in on the call.

New to HSBC?

You can start investing once you've opened a bank account with us.

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Additional information

    Please remember that the value of investments, and any income received from them, can fall as well as rise, is not guaranteed and you may not get back the amount you invested. This could also happen as a result of changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another. We always recommend that any investments held should be viewed as a medium to long-term investment, at least five years.

    We're here to help you. Find the answers and while you're at it, tell us how we could do better.