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Transaction support

I don't recognise a transaction

If there’s a transaction on your statement you don’t recognise, here are some quick checks that might help you get to the bottom of it.

Tips to help you identify the transaction

Same time? Same place?

Take a look at any other transactions from around the same time. This may remind you of where you were when the transaction that you don't recognise was made.

Think about exchange rates

If the transaction you don't recognise was made in a foreign currency, the final amount could be different to the amount at the time of purchase.

Look out for additional charges

Some retailers, such as hotels, taxis, airlines or hire cars, can add additional surcharges.

Double-check your receipts and your inbox

Dig out your receipts to see if you have any from the same day and for the same amount. You may also have received a confirmation or receipt by email - this might show a different retailer name than the one on your statement. 

Check the retailer's name

Retailers sometimes trade under different names, so the one on your statement might not be what you expect. Try entering the retailer's name into a search engine to find out more.

Ask another account holder

If someone shares your account, they may have made the transaction.

Check repeat payments

Could this be an auto-renewing subscription or ongoing payment that you've set up in the past?

Free trials

If you've signed up for a free trial recently, check the free trial period and terms and conditions. The free trial may have expired and you may now be paying for goods or services.

If you’re still not sure, our list of frequently disputed transactions may help

Still don't recognise a transaction?

If you think this transaction could be fraud, get in touch with us:

If you're not sure which number to call, please dial the number on the back of your card.

We're here to help you. Find the answers and while you're at it, tell us how we could do better.