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Compare credit cards

Compare interest rates, benefits and rewards. Credit is subject to status, affordability and applicable terms and conditions.

At a glance

Credit is subject to status, affordability and applicable terms and conditions.

Discover the all-rounder that has interest-free periods on purchases and balance transfers

Annual fee

No annual fee

Balance transfer

At the end of any promotional period, balance transfers will revert to the standard variable rate.[@balancetransferends]

0% for 18 months on balance transfers made within 60 days of account opening

Fee for balance transfer introductory rate

A 2.9% fee applies for each balance transferred, minimum £5

Purchases introductory rate

At the end of any promotional period, purchases will revert to the standard variable rate.

0% on purchases for 18 months after account opening. For new HSBC credit card customers only

Can you apply?

Quick check

You can check the full eligibility criteria later

  • For new and existing HSBC customers

  • Annual income / pension before tax of £6,800 or more

  • Must be a resident of the Channel Islands and Isle of Man

  • Over 18

  • Must not hold an HSBC Basic Bank Account

Benefits

Terms and conditions apply.

  • Not applicable

Additional benefits

Terms and conditions apply.

  • Not applicable

Rewards

Terms and conditions apply

  • Not applicable

Representative Example

Representative APR: 22.9% APR (variable)

Purchase rate: 22.9% p.a. (variable)

Based on an assumed credit limit of £1,200

No annual fee

What's next?

Please read the full product information before you apply.

Notes

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