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Compare interest rates, benefits and rewards. Credit is subject to status, affordability and applicable terms and conditions.

At a glance

Credit is subject to status, affordability and applicable terms and conditions.

Enjoy our longest interest-free period for balance transfers, plus cashback and rewards

Annual fee

No annual fee

Balance transfer

At the end of any promotional period, balance transfers will revert to the standard variable rate.[@balancetransferends]

0% for 32 months on balance transfers made within 60 days of account opening

Fee for balance transfer introductory rate

A 1.5% fee applies for each balance transferred, minimum £5

Purchases introductory rate

At the end of any promotional period, purchases will revert to the standard variable rate.

0% on purchases for 3 months after account opening

Can you apply?

Quick check

You can check the full eligibility criteria later
  • For new and existing HSBC customers

  • Annual income / pension before tax of £6,800 or more

  • Must be a resident of the Channel Islands and Isle of Man

  • Over 18

  • Must not hold an HSBC Basic Bank Account

Benefits

Terms and conditions apply.
  • Not applicable

Additional benefits

Terms and conditions apply.
  • Not applicable

Rewards

Terms and conditions apply
  • Not applicable

Representative Example

Representative APR: 19.9% APR (variable)

Purchase rate: 19.9% p.a. (variable)

Based on an assumed credit limit of £1,200

No annual fee

What's next?

Please read the full product information before you apply.

Notes

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