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Personal Loans

Compare our loans to find the one that's right for you

Personal Loan

  • Loans available from £1,000 to £25,000
  • Get a quick decision
  • Receive immediate funds
  • No setup or arrangement fees
  • Make overpayments free of charge
  • Top up your existing loan

6.6% APR representative

for loans between £7,000 and £15,000.

 

The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 22.9%.

Premier Personal Loan

  • Exclusively for HSBC Premier customers
  • Loans available from £1,000 to £50,000
  • Get a quick decision
  • Receive immediate funds
  • No set up or arrangement fees
  • Make unlimited overpayments free of charge
  • Repayment holiday options - although more interest will be payable

6.4% APR representative

for loans between £10,000 and £30,000.

 

The rate is subject to change and the rate you receive may be higher than the representative APR. We’ll offer you a rate based on our assessment of your personal financial circumstances. 

Energy Efficiency Loans

  • Support the planting of 10m of hedgerow or 5 trees and receive £50 cashback for an approved green purchase
  • Borrow up to £25,000 and £50,000 for Premier customers
  • Get a quick decision
  • Receive immediate funds
  • Make overpayments free of charge
  • Top up an existing loan

6.6% APR representative

for loans between £7,000 and £15,000.

 

6.4% APR representative for Premier customers

For loans between £10,000 and £30,000. Our HSBC Premier Personal loans are available exclusively to HSBC Premier current account customers.

 

The rate is subject to change and the rate you receive may be higher than the representative APR. We’ll offer you a rate based on our assessment of your personal financial circumstances.

Find out more about our Personal or Premier Personal loans

All credit applications are subject to status, our lending criteria and an assessment of the circumstances of the applicant.

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