HSBC Loans | Quick Decision - HSBC Channel Islands & Isle of Man

Personal Loan

Loans available from £1,000 to £25,000
Get a quick decision
Receive immediate funds
No setup or arrangement fees
Make overpayments free of charge
Top up your existing loan

6.6% APR representative

for loans between £7,000 and £15,000.

The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 22.9%.

To be eligible for an HSBC Personal Loan, you need to:

have an HSBC current account
have an annual income/pension before tax of £10,000 or more
be over 18 and a resident of the Channel Islands or Isle of Man

Not available for customers with a Basic Bank Account.

We do not offer Personal Loans for a number of purposes including:

buying property or land, including holiday homes and apartments
buying a joint stake in a property or buying out a joint owner
mortgage deposit (regardless of lender or country)
gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors’ fees
gambling
business purposes
share dealing or investments

Please note: this list is not exhaustive.

Our Personal Loans are subject to status.

Find out more about our personal loan

Apply now for our HSBC Personal Loan

Premier Personal Loan

Exclusively for HSBC Premier customers
Loans available from £1,000 to £50,000
Get a quick decision
Receive immediate funds
No set up or arrangement fees
Make unlimited overpayments free of charge
Repayment holiday options - although more interest will be payable

5.9% APR representative

for loans between £10,000 and £30,000.

The rate is subject to change and the rate you receive may be higher than the representative APR. We’ll offer you a rate based on our assessment of your personal financial circumstances.

To be eligible for an HSBC Premier Personal loan you need to:

Be a resident of the Channel Islands or Isle of Man
Be over 18
Have an HSBC Premier Account

Find out more about our premier personal loan

Apply now for our HSBC Premier Personal Loan

Energy Efficiency Loans

Support the planting of 10m of hedgerow or 5 trees and receive £50 cashback for an approved green purchase
Borrow up to £25,000 and £50,000 for Premier customers
Get a quick decision
Receive immediate funds
Make overpayments free of charge
Top up an existing loan

6.6% APR representative

for loans between £7,000 and £15,000.

5.9% APR representative for Premier customers

For loans between £10,000 and £30,000. Our HSBC Premier Personal loans are available exclusively to HSBC Premier current account customers.

The rate is subject to change and the rate you receive may be higher than the representative APR. We’ll offer you a rate based on our assessment of your personal financial circumstances.

Find out more about our Personal or Premier Personal loans