Utilising our range of personal financial, insurance and wealth management services, your HSBC Wealth Manager will work closely with you and our team of financial professionals to help you manage, protect and look to grow your wealth.
HSBC Financial Advice Service1,2
Your dedicated HSBC Wealth Manager is also your fully accredited financial adviser and through our HSBC Financial Advice Service1, they will gain a thorough understanding of any existing investment portfolios, your financial objectives and level of investment risk you are comfortable with. They will look at financial areas of your life such as:
- Managing and growing your wealth
- Protecting you and your family
- Saving for your child or grandchild's future and education
- Passing on your wealth
Taking the time to understand the bigger picture with you ensures that the advice and recommendations provided is tailored to your individual needs.
1 Fees apply for these services.
2 Eligibility requirements apply for our advice services. Follow the 'more information' links for full details.
We have chosen to offer limited advice. This means we don't recommend products from the whole of the market, but rather a limited range of products from a limited number of carefully selected companies, including HSBC. Your adviser will discuss the types of products and services we provide advice on. They will also explain those areas in which we don't such as specific tax advice.
The value of investments, and any income received from them, can fall as well as rise and you may not get back what you invested. For some investments this can happen as a result of exchange rate fluctuations, as shares and funds may have an exposure to overseas markets.
We recommend that you should regard stock market investments as medium to long term commitments (by which we mean that you should be prepared to hold them for a period of not less than 5 years).
All of the above Advice Services are provided by HSBC Bank plc.
Protection solutions
Life can be unpredictable, which is why the best personal financial plans consider all eventualities helping to provide peace of mind should anything happen.
Your Premier Wealth Manager can discuss your individual needs, whether you are looking to protect yourself or your loved ones, or to protect your home and belongings; we can provide insurance solutions tailored for you.
If your life protection policy requires underwriting, then you will have the benefit of a dedicated underwriter who will case manage your application.
For Protection policies the tax treatment of the policy benefits may change in the future. Insurance policies are subject to terms, conditions, restrictions and exclusions.
- HSBC Life Insurance offers life, critical illness and Income protection policies that are provided by HSBC Life (UK) Limited.
Tax Advisory Service
We can refer you for a tax advisory service through EY who can provide tax advice directly to you at a discount off of their standard price list. Terms and conditions apply.
This EY tax advisory service aims to assist you in the efficient and effective structuring of your affairs from a tax perspective. These services include many tax specialist requirements including:
- Tax advice if you are changing residency by either moving to or away from Channel Islands or Isle of Man
- Advice following regulatory changes
Once your Premier Wealth Manager has referred you to EY, you will become their client and an independent relationship will exist between you and them. In addition, EY can appoint a named tax consultant as your personal contact with them. The tax advice is provided to you directly by EY.
The benefit of tax planning will depend on your individual circumstances and tax rules may change in the future.
Speak to your Premier Wealth Manager for more information.