Invest with HSBC

• if you're looking for advice our large global research team determines the best funds available for our advisors to recommend to you
• if you know what you want, use our International Investment Centre to discover global investment opportunities at your preferred level of risk
• invest in a range of portfolios, individual funds or discretionary wealth management
• choose from hundreds of funds from HSBC and a range of other fund managers

• our current accounts offer a range of benefits including exclusive access to our Island Privileges rewards programme for Premier and Advance customers
• open a savings accounts with fixed-term or instant access options
• enjoy credit cards benefits including 0% interest on purchases
• discover mortgages with competitive rates whether it's a first time buy, remortgage or buy-to-let

• start investing from as little as £50 a month without advice or £250 with advice, with our regular investment options
• get a free, no obligation financial review
• call your Wealth Manager whenever you want to discuss your investment portfolio

• view all of your investments in one place and invest online with our International Investment Centre
• use our wealth calculators to help you reach your goals
• get free investment insights and FX market updates (This link will take you to the HSBC Expat website)

• goal-based planning - Need advice across key financial planning need areas? We'll discuss your circumstances, preferences and goals in detail before making recommendations to help you meet your goals
• investment-only advice - If you only need advice on investing cash funds, we'll work to understand your goals, needs and preferences before making recommendations. But we won't review your existing investments or other financial planning needs
• protection-only advice - Find out how you can protect yourself and your family should the unexpected happen. We'll assess your needs before making recommendations, but we won't review your wider financial planning needs

If you're ready to start investing without advice, you can give a specific instruction to invest in a product available through HSBC. You won't get any advice on investments and we won't review the investment product to see if it's right for you.

¹Restricted to advice on cash funds.

²We only review investments sold by or transferred to HSBC Channel Islands & Isle of Man.

³Investments are done solely on an Execution Only basis with no advice given.

⁴In the Isle of Man, the Report and Implementation Fee is inclusive of VAT.

⁵'Assets implemented' refers to the total value of all investment recommendations which you ask us to implement (including both lump sums and/or the first year of any regular contributions).

⁶Or 1.925% Report and Implementation Fee for any fixed income funds implemented.

⁷Or 1.925% of total contributions to be invested in first 12 months of investment for contributions above £5,000 per month into any fixed income funds.

⁸Applies to lump sum purchases and each monthly contribution when setting up regular savings and/or a new fund purchase involved when selling and repurchasing.

Remember, the value of investments is not guaranteed - you may not get back the amount you invested, and any income received from them can fall as well as rise. This could also result from changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another. We always recommend that any investments should be considered as medium to long-term holdings of least 5 years.