Pay In Cheque With Mobile App - HSBC Channel Islands & Isle of Man

The fastest way to pay in cheques

You can now deposit cheques into your account by scanning them. All you need is your phone and our Mobile Banking app.

No need to go to a branch.
Up to £2,000 per cheque, with a daily limit of £2,000.
Deposit until 22:00 on working days for clearance the next working day.

How to deposit a cheque with the Mobile Banking app

1. Log on to the app

Select 'Pay and transfer' followed by 'Deposit a cheque'.

2. Select account & value

Choose the account you'd like to deposit your cheque into and enter the value.

3. Scan

Scan both sides of the cheque with your phone camera, review the details, then select 'Deposit cheque'.

4. You're finished

Cheques deposited before 22:00 on a working day will clear by 23:59 the next working day. Always keep hold of the cheque until the money is in your account.

Frequently asked questions

The cheque imaging process is quicker than the traditional system. Cheques deposited before 22:00 on a working day will be available by 23:59 the next working day, provided the cheque has not bounced. You can see when money has been added to your account by checking your balance in the app.

Cheques deposited on non-working days or after 22:00 will be processed the next business day.

If there are any problems with your cheque deposit, we’ll contact you using the most recent postal address you’ve given us. Please keep the cheque until the money is in your account.

We don’t charge for using mobile cheque deposit. However, your mobile network provider may charge you for data.

To get a clear image of your cheque, we recommend that you follow these steps:

Place the cheque flat on a dark, unreflective background/surface.
Enable the cheque deposit feature on your device and hover the camera over the cheque.
Ensure the image is in focus and the whole cheque is visible inside the red box on the screen.
The image will be captured automatically.

Download the app

Tap into a smart way of managing your accounts with our Mobile Banking app. Discover an ever-growing range of features that make banking more convenient.

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Secure Key

If you use online or mobile banking, our Secure Key gives you added protection against the threat of fraud.

Mobile banking

It's fast, secure and intuitive. So you can get more done, wherever you are.

Confirmation of Payee

Helping you make sure your payee is a perfect match.

Additional information

You can use our CI & IoM Mobile Banking app on devices running iOS 15 or higher, or Android 9.0 or higher.

If you’re using an older operating system, check if you can update it in your device settings.

iPhone, iPad, iPad mini, iPod Touch and Touch ID are trademarks of Apple Inc. App Store is a service mark of Apple Inc.

Android is a trademark of Google LLP.

Mobile cheque deposit

The fastest way to pay in cheques

How to deposit a cheque with the Mobile Banking app

1. Log on to the app

2. Select account & value

3. Scan

4. You're finished

Frequently asked questions

What is the mobile cheque deposit limit?

How long does it take for mobile cheque deposits to clear?

How will I know if there's a problem with my mobile cheque deposit?

Are there charges for using mobile cheque deposit?

How do I get the best image of a cheque when using mobile cheque deposit?

Download the app

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