Find the mortgage interest rate that's right for you.
If you're looking to buy your first home, or if you're new to HSBC and want to move house, we offer a range of mortgages designed for you. We also offer a range of buy-to-let mortgage rates for new customers.
The information in the tables and further information section does not contain all of the details you need to choose a mortgage. We'll provide you with a Mortgage Illustration that you should read carefully before you make a decision to proceed.
Tracker rates include the Bank of England base rate (currently 4.75%).
The following tables show our current rates, effective from 08 November 2024.
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Mortgage rates
Residential mortgages for new to HSBC customers
We offer a range of mortgage rates for first-time buyers or if you're moving home.
| Product | Initial interest rate | Initial interest rate period | Followed by a Variable Rate, currently | Booking fee | Overall cost for comparison (APR) |
|---|---|---|---|---|---|
2 Year Tracker Standard |
5.59% | 2 Years | 6.99% | £999 | 7% APR |
2 Year Tracker Premier Standard |
5.54% | 2 Years | 6.99% | £999 | 7% APR |
2 Year Fixed Fee Saver |
5.34% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.8% APR |
2 Year Fixed Standard |
5.09% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.8% APR |
2 Year Fixed Premier Fee Saver |
5.29% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.8% APR |
2 Year Fixed Premier Standard |
5.04% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.8% APR |
| 3 Year Fixed Fee Saver | 5.04% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.5% APR |
| 3 Year Fixed Standard | 4.89% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.6% APR |
3 Year Fixed Premier Fee Saver |
4.99% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.5% APR |
3 Year Fixed Premier Standard |
4.84% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.6% APR |
5 Year Fixed Fee Saver |
4.79% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.1% APR |
5 Year Fixed Standard |
4.59% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.1% APR |
5 Year Fixed Premier Fee Saver |
4.74% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6% APR |
5 Year Fixed Premier Standard |
4.54% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6% APR |
| Product |
2 Year Tracker Standard |
|---|---|
| Initial interest rate | 5.59% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) | 7% APR |
| Product |
2 Year Tracker Premier Standard |
| Initial interest rate | 5.54% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) | 7% APR |
| Product |
2 Year Fixed Fee Saver |
| Initial interest rate | 5.34% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.8% APR |
| Product |
2 Year Fixed Standard |
| Initial interest rate | 5.09% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.8% APR |
| Product |
2 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.29% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.8% APR |
| Product |
2 Year Fixed Premier Standard |
| Initial interest rate | 5.04% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.8% APR |
| Product | 3 Year Fixed Fee Saver |
| Initial interest rate | 5.04% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) | 6.5% APR |
| Product | 3 Year Fixed Standard |
| Initial interest rate | 4.89% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
3 Year Fixed Premier Fee Saver |
| Initial interest rate | 4.99% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.5% APR |
| Product |
3 Year Fixed Premier Standard |
| Initial interest rate | 4.84% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
5 Year Fixed Fee Saver |
| Initial interest rate | 4.79% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.1% APR |
| Product |
5 Year Fixed Standard |
| Initial interest rate | 4.59% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.1% APR |
| Product |
5 Year Fixed Premier Fee Saver |
| Initial interest rate | 4.74% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6% APR |
| Product |
5 Year Fixed Premier Standard |
| Initial interest rate | 4.54% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6% APR |
| Product | Initial interest rate | Initial interest rate period | Followed by a Variable Rate, currently | Booking fee | Overall cost for comparison (APR) |
|---|---|---|---|---|---|
2 Year Tracker Standard |
5.64% | 2 Years | 6.99% | £999 | 7% APR |
2 Year Tracker Premier Standard |
5.59% | 2 Years | 6.99% | £999 | 7% APR |
2 Year Fixed Fee Saver |
5.39% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.8% APR |
2 Year Fixed Standard |
5.19% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.9% APR |
2 Year Fixed Premier Fee Saver |
5.34% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.8% APR |
2 Year Fixed Premier Standard |
5.14% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.9% APR |
3 Year Fixed Fee Saver |
5.14% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.6% APR |
3 Year Fixed Standard |
4.99% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.6% APR |
3 Year Fixed Premier Fee Saver |
5.09% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.6% APR |
3 Year Fixed Premier Standard |
4.94% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.6% APR |
5 Year Fixed Fee Saver |
4.89% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.1% APR |
5 Year Fixed Standard |
4.69% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.1% APR |
5 Year Fixed Premier Fee Saver |
4.84% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.1% APR |
5 Year Fixed Premier Standard |
4.64% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.1% APR |
| Product |
2 Year Tracker Standard |
|---|---|
| Initial interest rate | 5.64% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7% APR |
| Product |
2 Year Tracker Premier Standard |
| Initial interest rate | 5.59% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7% APR |
| Product |
2 Year Fixed Fee Saver |
| Initial interest rate | 5.39% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.8% APR |
| Product |
2 Year Fixed Standard |
| Initial interest rate | 5.19% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
2 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.34% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.8% APR |
| Product |
2 Year Fixed Premier Standard |
| Initial interest rate | 5.14% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
3 Year Fixed Fee Saver |
| Initial interest rate | 5.14% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
3 Year Fixed Standard |
| Initial interest rate | 4.99% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
3 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.09% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
3 Year Fixed Premier Standard |
| Initial interest rate | 4.94% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
5 Year Fixed Fee Saver |
| Initial interest rate | 4.89% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.1% APR |
| Product |
5 Year Fixed Standard |
| Initial interest rate | 4.69% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.1% APR |
| Product |
5 Year Fixed Premier Fee Saver |
| Initial interest rate | 4.84% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.1% APR |
| Product |
5 Year Fixed Premier Standard |
| Initial interest rate | 4.64% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.1% APR |
| Product | Initial interest rate | Initial interest rate period | Followed by a Variable Rate, currently | Booking fee | Overall cost for comparison (APR) |
|---|---|---|---|---|---|
2 Year Tracker Standard |
5.74% | 2 Years | 6.99% | £999 | 7.1% APR |
2 Year Tracker Premier Standard |
5.69% | 2 Years | 6.99% | £999 | 7.1% APR |
2 Year Fixed Fee Saver |
5.39% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.8% APR |
2 Year Fixed Standard |
5.24% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.9% APR |
2 Year Fixed Premier Fee Saver |
5.34% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.8% APR |
2 Year Fixed Premier Standard |
5.19% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.9% APR |
3 Year Fixed Fee Saver |
5.14% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.6% APR |
3 Year Fixed Standard |
5.04% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.6% APR |
3 Year Fixed Premier Fee Saver |
5.09% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.6% APR |
3 Year Fixed Premier Standard |
4.99% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.6% APR |
5 Year Fixed Fee Saver |
4.89% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.1% APR |
5 Year Fixed Standard |
4.79% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.2% APR |
5 Year Fixed Premier Fee Saver |
4.84% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.1% APR |
5 Year Fixed Premier Standard |
4.74% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.1% APR |
| Product |
2 Year Tracker Standard |
|---|---|
| Initial interest rate | 5.74% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7.1% APR |
| Product |
2 Year Tracker Premier Standard |
| Initial interest rate | 5.69% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7.1% APR |
| Product |
2 Year Fixed Fee Saver |
| Initial interest rate | 5.39% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.8% APR |
| Product |
2 Year Fixed Standard |
| Initial interest rate | 5.24% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
2 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.34% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.8% APR |
| Product |
2 Year Fixed Premier Standard |
| Initial interest rate | 5.19% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
3 Year Fixed Fee Saver |
| Initial interest rate | 5.14% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
3 Year Fixed Standard |
| Initial interest rate | 5.04% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
3 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.09% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
3 Year Fixed Premier Standard |
| Initial interest rate | 4.99% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
5 Year Fixed Fee Saver |
| Initial interest rate | 4.89% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.1% APR |
| Product |
5 Year Fixed Standard |
| Initial interest rate | 4.79% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.2% APR |
| Product |
5 Year Fixed Premier Fee Saver |
| Initial interest rate | 4.84% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.1% APR |
| Product |
5 Year Fixed Premier Standard |
| Initial interest rate | 4.74% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.1% APR |
| Product | Initial interest rate | Initial interest rate period | Followed by a Variable Rate, currently | Booking fee | Overall cost for comparison (APR) |
|---|---|---|---|---|---|
2 Year Tracker Standard |
5.89% | 2 Years | 6.99% | £999 | 7.1% APR |
2 Year Tracker Premier Standard |
5.84% | 2 Years | 6.99% | £999 | 7.1% APR |
2 Year Fixed Fee Saver |
5.65% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.9% APR |
2 Year Fixed Standard |
5.45% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.9% APR |
2 Year Fixed Premier Fee Saver |
5.60% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.9% APR |
2 Year Fixed Premier Standard |
5.40% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.9% APR |
3 Year Fixed Fee Saver |
5.35% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.7% APR |
3 Year Fixed Standard |
5.24% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.7% APR |
3 Year Fixed Premier Fee Saver |
5.30% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.6% APR |
3 Year Fixed Premier Standard |
5.19% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.7% APR |
5 Year Fixed Fee Saver |
5.05% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.2% APR |
5 Year Fixed Standard |
4.95% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.2% APR |
5 Year Fixed Premier Fee Saver |
5.00% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.2% APR |
5 Year Fixed Premier Standard |
4.90% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.2% APR |
| Product |
2 Year Tracker Standard |
|---|---|
| Initial interest rate | 5.89% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7.1% APR |
| Product |
2 Year Tracker Premier Standard |
| Initial interest rate | 5.84% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7.1% APR |
| Product |
2 Year Fixed Fee Saver |
| Initial interest rate | 5.65% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
2 Year Fixed Standard |
| Initial interest rate | 5.45% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
2 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.60% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
2 Year Fixed Premier Standard |
| Initial interest rate | 5.40% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
3 Year Fixed Fee Saver |
| Initial interest rate | 5.35% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.7% APR |
| Product |
3 Year Fixed Standard |
| Initial interest rate | 5.24% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.7% APR |
| Product |
3 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.30% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
3 Year Fixed Premier Standard |
| Initial interest rate | 5.19% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.7% APR |
| Product |
5 Year Fixed Fee Saver |
| Initial interest rate | 5.05% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.2% APR |
| Product |
5 Year Fixed Standard |
| Initial interest rate | 4.95% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.2% APR |
| Product |
5 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.00% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.2% APR |
| Product |
5 Year Fixed Premier Standard |
| Initial interest rate | 4.90% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.2% APR |
| Product | Initial interest rate | Initial interest rate period | Followed by a Variable Rate, currently | Booking fee | Overall cost for comparison (APR) |
|---|---|---|---|---|---|
2 Year Tracker Standard |
6.34% | 2 Years | 6.99% | £999 | 7.2% APR |
2 Year Tracker Premier Standard |
6.29% | 2 Years | 6.99% | £999 | 7.2% APR |
2 Year Fixed Fee Saver |
5.75% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.9% APR |
2 Year Fixed Standard |
5.55% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 7% APR |
2 Year Fixed Premier Fee Saver |
5.70% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.9% APR |
2 Year Fixed Premier Standard |
5.50% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.9% APR |
3 Year Fixed Fee Saver |
5.45% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.7% APR |
3 Year Fixed Standard |
5.34% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.7% APR |
3 Year Fixed Premier Fee Saver |
5.40% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.7% APR |
3 Year Fixed Premier Standard |
5.29% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.7% APR |
5 Year Fixed Fee Saver |
5.15% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.3% APR |
5 Year Fixed Standard |
5.05% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.3% APR |
5 Year Fixed Premier Fee Saver |
5.10% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.2% APR |
5 Year Fixed Premier Standard |
5.00% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.3% APR |
| Product |
2 Year Tracker Standard |
|---|---|
| Initial interest rate | 6.34% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7.2% APR |
| Product |
2 Year Tracker Premier Standard |
| Initial interest rate | 6.29% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7.2% APR |
| Product |
2 Year Fixed Fee Saver |
| Initial interest rate | 5.75% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
2 Year Fixed Standard |
| Initial interest rate | 5.55% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7% APR |
| Product |
2 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.70% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
2 Year Fixed Premier Standard |
| Initial interest rate | 5.50% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
3 Year Fixed Fee Saver |
| Initial interest rate | 5.45% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.7% APR |
| Product |
3 Year Fixed Standard |
| Initial interest rate | 5.34% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.7% APR |
| Product |
3 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.40% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.7% APR |
| Product |
3 Year Fixed Premier Standard |
| Initial interest rate | 5.29% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.7% APR |
| Product |
5 Year Fixed Fee Saver |
| Initial interest rate | 5.15% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.3% APR |
| Product |
5 Year Fixed Standard |
| Initial interest rate | 5.05% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.3% APR |
| Product |
5 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.10% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.2% APR |
| Product |
5 Year Fixed Premier Standard |
| Initial interest rate | 5.00% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.3% APR |
| Product | Initial interest rate | Initial interest rate period | Followed by a Variable Rate, currently | Booking fee | Overall cost for comparison (APR) |
|---|---|---|---|---|---|
5 Year Fixed Fee Saver |
6.00% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.7% APR |
5 Year Fixed Premier Fee Saver |
5.95% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.7% APR |
| Product |
5 Year Fixed Fee Saver |
|---|---|
| Initial interest rate | 6.00% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.7% APR |
| Product |
5 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.95% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.7% APR |
60% LTV
| Product | Initial interest rate | Initial interest rate period | Followed by a Variable Rate, currently | Booking fee | Overall cost for comparison (APR) |
|---|---|---|---|---|---|
2 Year Tracker Standard |
5.59% | 2 Years | 6.99% | £999 | 7% APR |
2 Year Tracker Premier Standard |
5.54% | 2 Years | 6.99% | £999 | 7% APR |
2 Year Fixed Fee Saver |
5.34% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.8% APR |
2 Year Fixed Standard |
5.09% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.8% APR |
2 Year Fixed Premier Fee Saver |
5.29% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.8% APR |
2 Year Fixed Premier Standard |
5.04% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.8% APR |
| 3 Year Fixed Fee Saver | 5.04% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.5% APR |
| 3 Year Fixed Standard | 4.89% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.6% APR |
3 Year Fixed Premier Fee Saver |
4.99% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.5% APR |
3 Year Fixed Premier Standard |
4.84% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.6% APR |
5 Year Fixed Fee Saver |
4.79% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.1% APR |
5 Year Fixed Standard |
4.59% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.1% APR |
5 Year Fixed Premier Fee Saver |
4.74% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6% APR |
5 Year Fixed Premier Standard |
4.54% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6% APR |
| Product |
2 Year Tracker Standard |
|---|---|
| Initial interest rate | 5.59% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) | 7% APR |
| Product |
2 Year Tracker Premier Standard |
| Initial interest rate | 5.54% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) | 7% APR |
| Product |
2 Year Fixed Fee Saver |
| Initial interest rate | 5.34% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.8% APR |
| Product |
2 Year Fixed Standard |
| Initial interest rate | 5.09% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.8% APR |
| Product |
2 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.29% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.8% APR |
| Product |
2 Year Fixed Premier Standard |
| Initial interest rate | 5.04% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.8% APR |
| Product | 3 Year Fixed Fee Saver |
| Initial interest rate | 5.04% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) | 6.5% APR |
| Product | 3 Year Fixed Standard |
| Initial interest rate | 4.89% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
3 Year Fixed Premier Fee Saver |
| Initial interest rate | 4.99% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.5% APR |
| Product |
3 Year Fixed Premier Standard |
| Initial interest rate | 4.84% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
5 Year Fixed Fee Saver |
| Initial interest rate | 4.79% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.1% APR |
| Product |
5 Year Fixed Standard |
| Initial interest rate | 4.59% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.1% APR |
| Product |
5 Year Fixed Premier Fee Saver |
| Initial interest rate | 4.74% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6% APR |
| Product |
5 Year Fixed Premier Standard |
| Initial interest rate | 4.54% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6% APR |
75% LTV
| Product | Initial interest rate | Initial interest rate period | Followed by a Variable Rate, currently | Booking fee | Overall cost for comparison (APR) |
|---|---|---|---|---|---|
2 Year Tracker Standard |
5.64% | 2 Years | 6.99% | £999 | 7% APR |
2 Year Tracker Premier Standard |
5.59% | 2 Years | 6.99% | £999 | 7% APR |
2 Year Fixed Fee Saver |
5.39% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.8% APR |
2 Year Fixed Standard |
5.19% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.9% APR |
2 Year Fixed Premier Fee Saver |
5.34% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.8% APR |
2 Year Fixed Premier Standard |
5.14% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.9% APR |
3 Year Fixed Fee Saver |
5.14% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.6% APR |
3 Year Fixed Standard |
4.99% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.6% APR |
3 Year Fixed Premier Fee Saver |
5.09% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.6% APR |
3 Year Fixed Premier Standard |
4.94% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.6% APR |
5 Year Fixed Fee Saver |
4.89% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.1% APR |
5 Year Fixed Standard |
4.69% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.1% APR |
5 Year Fixed Premier Fee Saver |
4.84% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.1% APR |
5 Year Fixed Premier Standard |
4.64% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.1% APR |
| Product |
2 Year Tracker Standard |
|---|---|
| Initial interest rate | 5.64% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7% APR |
| Product |
2 Year Tracker Premier Standard |
| Initial interest rate | 5.59% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7% APR |
| Product |
2 Year Fixed Fee Saver |
| Initial interest rate | 5.39% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.8% APR |
| Product |
2 Year Fixed Standard |
| Initial interest rate | 5.19% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
2 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.34% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.8% APR |
| Product |
2 Year Fixed Premier Standard |
| Initial interest rate | 5.14% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
3 Year Fixed Fee Saver |
| Initial interest rate | 5.14% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
3 Year Fixed Standard |
| Initial interest rate | 4.99% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
3 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.09% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
3 Year Fixed Premier Standard |
| Initial interest rate | 4.94% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
5 Year Fixed Fee Saver |
| Initial interest rate | 4.89% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.1% APR |
| Product |
5 Year Fixed Standard |
| Initial interest rate | 4.69% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.1% APR |
| Product |
5 Year Fixed Premier Fee Saver |
| Initial interest rate | 4.84% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.1% APR |
| Product |
5 Year Fixed Premier Standard |
| Initial interest rate | 4.64% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.1% APR |
80% LTV
| Product | Initial interest rate | Initial interest rate period | Followed by a Variable Rate, currently | Booking fee | Overall cost for comparison (APR) |
|---|---|---|---|---|---|
2 Year Tracker Standard |
5.74% | 2 Years | 6.99% | £999 | 7.1% APR |
2 Year Tracker Premier Standard |
5.69% | 2 Years | 6.99% | £999 | 7.1% APR |
2 Year Fixed Fee Saver |
5.39% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.8% APR |
2 Year Fixed Standard |
5.24% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.9% APR |
2 Year Fixed Premier Fee Saver |
5.34% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.8% APR |
2 Year Fixed Premier Standard |
5.19% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.9% APR |
3 Year Fixed Fee Saver |
5.14% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.6% APR |
3 Year Fixed Standard |
5.04% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.6% APR |
3 Year Fixed Premier Fee Saver |
5.09% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.6% APR |
3 Year Fixed Premier Standard |
4.99% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.6% APR |
5 Year Fixed Fee Saver |
4.89% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.1% APR |
5 Year Fixed Standard |
4.79% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.2% APR |
5 Year Fixed Premier Fee Saver |
4.84% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.1% APR |
5 Year Fixed Premier Standard |
4.74% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.1% APR |
| Product |
2 Year Tracker Standard |
|---|---|
| Initial interest rate | 5.74% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7.1% APR |
| Product |
2 Year Tracker Premier Standard |
| Initial interest rate | 5.69% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7.1% APR |
| Product |
2 Year Fixed Fee Saver |
| Initial interest rate | 5.39% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.8% APR |
| Product |
2 Year Fixed Standard |
| Initial interest rate | 5.24% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
2 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.34% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.8% APR |
| Product |
2 Year Fixed Premier Standard |
| Initial interest rate | 5.19% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
3 Year Fixed Fee Saver |
| Initial interest rate | 5.14% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
3 Year Fixed Standard |
| Initial interest rate | 5.04% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
3 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.09% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
3 Year Fixed Premier Standard |
| Initial interest rate | 4.99% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
5 Year Fixed Fee Saver |
| Initial interest rate | 4.89% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.1% APR |
| Product |
5 Year Fixed Standard |
| Initial interest rate | 4.79% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.2% APR |
| Product |
5 Year Fixed Premier Fee Saver |
| Initial interest rate | 4.84% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.1% APR |
| Product |
5 Year Fixed Premier Standard |
| Initial interest rate | 4.74% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.1% APR |
85% LTV
| Product | Initial interest rate | Initial interest rate period | Followed by a Variable Rate, currently | Booking fee | Overall cost for comparison (APR) |
|---|---|---|---|---|---|
2 Year Tracker Standard |
5.89% | 2 Years | 6.99% | £999 | 7.1% APR |
2 Year Tracker Premier Standard |
5.84% | 2 Years | 6.99% | £999 | 7.1% APR |
2 Year Fixed Fee Saver |
5.65% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.9% APR |
2 Year Fixed Standard |
5.45% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.9% APR |
2 Year Fixed Premier Fee Saver |
5.60% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.9% APR |
2 Year Fixed Premier Standard |
5.40% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.9% APR |
3 Year Fixed Fee Saver |
5.35% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.7% APR |
3 Year Fixed Standard |
5.24% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.7% APR |
3 Year Fixed Premier Fee Saver |
5.30% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.6% APR |
3 Year Fixed Premier Standard |
5.19% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.7% APR |
5 Year Fixed Fee Saver |
5.05% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.2% APR |
5 Year Fixed Standard |
4.95% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.2% APR |
5 Year Fixed Premier Fee Saver |
5.00% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.2% APR |
5 Year Fixed Premier Standard |
4.90% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.2% APR |
| Product |
2 Year Tracker Standard |
|---|---|
| Initial interest rate | 5.89% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7.1% APR |
| Product |
2 Year Tracker Premier Standard |
| Initial interest rate | 5.84% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7.1% APR |
| Product |
2 Year Fixed Fee Saver |
| Initial interest rate | 5.65% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
2 Year Fixed Standard |
| Initial interest rate | 5.45% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
2 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.60% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
2 Year Fixed Premier Standard |
| Initial interest rate | 5.40% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
3 Year Fixed Fee Saver |
| Initial interest rate | 5.35% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.7% APR |
| Product |
3 Year Fixed Standard |
| Initial interest rate | 5.24% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.7% APR |
| Product |
3 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.30% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.6% APR |
| Product |
3 Year Fixed Premier Standard |
| Initial interest rate | 5.19% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.7% APR |
| Product |
5 Year Fixed Fee Saver |
| Initial interest rate | 5.05% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.2% APR |
| Product |
5 Year Fixed Standard |
| Initial interest rate | 4.95% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.2% APR |
| Product |
5 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.00% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.2% APR |
| Product |
5 Year Fixed Premier Standard |
| Initial interest rate | 4.90% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.2% APR |
90% LTV
| Product | Initial interest rate | Initial interest rate period | Followed by a Variable Rate, currently | Booking fee | Overall cost for comparison (APR) |
|---|---|---|---|---|---|
2 Year Tracker Standard |
6.34% | 2 Years | 6.99% | £999 | 7.2% APR |
2 Year Tracker Premier Standard |
6.29% | 2 Years | 6.99% | £999 | 7.2% APR |
2 Year Fixed Fee Saver |
5.75% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.9% APR |
2 Year Fixed Standard |
5.55% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 7% APR |
2 Year Fixed Premier Fee Saver |
5.70% | 2 Years (Fixed until 31.12.26) | 6.99% | £0 | 6.9% APR |
2 Year Fixed Premier Standard |
5.50% | 2 Years (Fixed until 31.12.26) | 6.99% | £999 | 6.9% APR |
3 Year Fixed Fee Saver |
5.45% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.7% APR |
3 Year Fixed Standard |
5.34% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.7% APR |
3 Year Fixed Premier Fee Saver |
5.40% | 3 Years (Fixed until 31.12.27) | 6.99% | £0 | 6.7% APR |
3 Year Fixed Premier Standard |
5.29% | 3 Years (Fixed until 31.12.27) | 6.99% | £999 | 6.7% APR |
5 Year Fixed Fee Saver |
5.15% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.3% APR |
5 Year Fixed Standard |
5.05% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.3% APR |
5 Year Fixed Premier Fee Saver |
5.10% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.2% APR |
5 Year Fixed Premier Standard |
5.00% | 5 Years (Fixed until 31.12.29) | 6.99% | £999 | 6.3% APR |
| Product |
2 Year Tracker Standard |
|---|---|
| Initial interest rate | 6.34% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7.2% APR |
| Product |
2 Year Tracker Premier Standard |
| Initial interest rate | 6.29% |
| Initial interest rate period | 2 Years |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7.2% APR |
| Product |
2 Year Fixed Fee Saver |
| Initial interest rate | 5.75% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
2 Year Fixed Standard |
| Initial interest rate | 5.55% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
7% APR |
| Product |
2 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.70% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
2 Year Fixed Premier Standard |
| Initial interest rate | 5.50% |
| Initial interest rate period | 2 Years (Fixed until 31.12.26) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.9% APR |
| Product |
3 Year Fixed Fee Saver |
| Initial interest rate | 5.45% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.7% APR |
| Product |
3 Year Fixed Standard |
| Initial interest rate | 5.34% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.7% APR |
| Product |
3 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.40% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.7% APR |
| Product |
3 Year Fixed Premier Standard |
| Initial interest rate | 5.29% |
| Initial interest rate period | 3 Years (Fixed until 31.12.27) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.7% APR |
| Product |
5 Year Fixed Fee Saver |
| Initial interest rate | 5.15% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.3% APR |
| Product |
5 Year Fixed Standard |
| Initial interest rate | 5.05% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.3% APR |
| Product |
5 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.10% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.2% APR |
| Product |
5 Year Fixed Premier Standard |
| Initial interest rate | 5.00% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £999 |
| Overall cost for comparison (APR) |
6.3% APR |
95% LTV
| Product | Initial interest rate | Initial interest rate period | Followed by a Variable Rate, currently | Booking fee | Overall cost for comparison (APR) |
|---|---|---|---|---|---|
5 Year Fixed Fee Saver |
6.00% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.7% APR |
5 Year Fixed Premier Fee Saver |
5.95% | 5 Years (Fixed until 31.12.29) | 6.99% | £0 | 6.7% APR |
| Product |
5 Year Fixed Fee Saver |
|---|---|
| Initial interest rate | 6.00% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.7% APR |
| Product |
5 Year Fixed Premier Fee Saver |
| Initial interest rate | 5.95% |
| Initial interest rate period | 5 Years (Fixed until 31.12.29) |
| Followed by a Variable Rate, currently | 6.99% |
| Booking fee | £0 |
| Overall cost for comparison (APR) |
6.7% APR |
Buy-to-let mortgage rates
| Product | Initial interest rate |
Initial interest rate period |
Followed by a Variable Rate, currently |
Booking fee |
Overall cost for comparison (APR) |
|---|---|---|---|---|---|
2 Year Tracker Standard |
5.79% | 2 Years | 7.60% | £1,999 | 7.8% APR |
2 Year Tracker Premier Standard |
5.74% | 2 Years | 7.60% | £1,999 | 7.8% APR |
2 Year Fixed Standard |
5.44% | 2 Years (Fixed until 31.12.26) | 7.60% | £1,999 | 7.7% APR |
2 Year Fixed Fee Saver |
6.24% | 2 Years (Fixed until 31.12.26) | 7.60% | £0 | 7.5% APR |
2 Year Fixed Premier Standard |
5.39% | 2 Years (Fixed until 31.12.26) | 7.60% | £1,999 | 7.7% APR |
2 Year Fixed Premier Fee Saver |
6.19% | 2 Years (Fixed until 31.12.26) | 7.60% | £0 | 7.5% APR |
5 Year Fixed Standard |
5.04% | 5 Years (Fixed until 31.12.29) | 7.60% | £1,999 | 6.8% APR |
5 Year Fixed Fee Saver |
5.74% | 5 Years (Fixed until 31.12.29) | 7.60% | £0 | 6.9% APR |
5 Year Fixed Premier Standard |
4.99% | 5 Years (Fixed until 31.12.29) | 7.60% | £1,999 | 6.8% APR |
5 Year Fixed Premier Fee Saver |
5.69% | 5 Years (Fixed until 31.12.29) | 7.60% | £0 | 6.9% APR |
| Product |
2 Year Tracker Standard |
|---|---|
Initial interest rate |
5.79% |
Initial interest rate period |
2 Years |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.8% APR |
| Product |
2 Year Tracker Premier Standard |
Initial interest rate |
5.74% |
Initial interest rate period |
2 Years |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.8% APR |
| Product |
2 Year Fixed Standard |
Initial interest rate |
5.44% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.7% APR |
| Product |
2 Year Fixed Fee Saver |
Initial interest rate |
6.24% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
7.5% APR |
| Product |
2 Year Fixed Premier Standard |
Initial interest rate |
5.39% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.7% APR |
| Product |
2 Year Fixed Premier Fee Saver |
Initial interest rate |
6.19% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
7.5% APR |
| Product |
5 Year Fixed Standard |
Initial interest rate |
5.04% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
6.8% APR |
| Product |
5 Year Fixed Fee Saver |
Initial interest rate |
5.74% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
6.9% APR |
| Product |
5 Year Fixed Premier Standard |
Initial interest rate |
4.99% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
6.8% APR |
| Product |
5 Year Fixed Premier Fee Saver |
Initial interest rate |
5.69% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
6.9% APR |
| Product | Initial interest rate |
Initial interest rate period |
Followed by a Variable Rate, currently |
Booking fee |
Overall cost for comparison (APR) |
|---|---|---|---|---|---|
2 Year Tracker Standard |
5.84% | 2 Years | 7.60% | £1,999 | 7.8% APR |
2 Year Tracker Premier Standard |
5.79% | 2 Years | 7.60% | £1,999 | 7.8% APR |
2 Year Fixed Standard |
5.54% | 2 Years (Fixed until 31.12.26) | 7.60% | £1,999 | 7.7% APR |
2 Year Fixed Fee Saver |
6.34% | 2 Years (Fixed until 31.12.26) | 7.60% | £0 | 7.6% APR |
2 Year Fixed Premier Standard |
5.49% | 2 Years (Fixed until 31.12.26) | 7.60% | £1,999 | 7.5% APR |
2 Year Fixed Premier Fee Saver |
6.29% | 2 Years (Fixed until 31.12.26) | 7.60% | £0 | 7.7% APR |
5 Year Fixed Standard |
5.14% | 5 Years (Fixed until 31.12.29) | 7.60% | £1,999 | 6.9% APR |
5 Year Fixed Fee Saver |
5.84% | 5 Years (Fixed until 31.12.29) | 7.60% | £0 | 6.9% APR |
5 Year Fixed Premier Standard |
5.09% | 5 Years (Fixed until 31.12.29) | 7.60% | £1,999 | 6.8% APR |
5 Year Fixed Premier Fee Saver |
5.79% | 5 Years (Fixed until 31.12.29) | 7.60% | £0 | 6.9% APR |
| Product |
2 Year Tracker Standard |
|---|---|
Initial interest rate |
5.84% |
Initial interest rate period |
2 Years |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.8% APR |
| Product |
2 Year Tracker Premier Standard |
Initial interest rate |
5.79% |
Initial interest rate period |
2 Years |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.8% APR |
| Product |
2 Year Fixed Standard |
Initial interest rate |
5.54% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.7% APR |
| Product |
2 Year Fixed Fee Saver |
Initial interest rate |
6.34% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
7.6% APR |
| Product |
2 Year Fixed Premier Standard |
Initial interest rate |
5.49% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.5% APR |
| Product |
2 Year Fixed Premier Fee Saver |
Initial interest rate |
6.29% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
7.7% APR |
| Product |
5 Year Fixed Standard |
Initial interest rate |
5.14% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
6.9% APR |
| Product |
5 Year Fixed Fee Saver |
Initial interest rate |
5.84% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
6.9% APR |
| Product |
5 Year Fixed Premier Standard |
Initial interest rate |
5.09% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
6.8% APR |
| Product |
5 Year Fixed Premier Fee Saver |
Initial interest rate |
5.79% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
6.9% APR |
| Product | Initial interest rate |
Initial interest rate period |
Followed by a Variable Rate, currently |
Booking fee |
Overall cost for comparison (APR) |
|---|---|---|---|---|---|
2 Year Tracker Standard |
5.84% | 2 Years | 7.60% | £1,999 | 7.8% APR |
2 Year Tracker Premier Standard |
5.79% | 2 Years | 7.60% | £1,999 | 7.8% APR |
2 Year Fixed Standard |
5.54% | 2 Years (Fixed until 31.12.26) | 7.60% | £1,999 | 7.7% APR |
2 Year Fixed Fee Saver |
6.34% | 2 Years (Fixed until 31.12.26) | 7.60% | £0 | 7.6% APR |
2 Year Fixed Premier Standard |
5.49% | 2 Years (Fixed until 31.12.26) | 7.60% | £1,999 | 7.5% APR |
2 Year Fixed Premier Fee Saver |
6.29% | 2 Years (Fixed until 31.12.26) | 7.60% | £0 | 7.5% APR |
5 Year Fixed Standard |
5.14% | 5 Years (Fixed until 31.12.29) | 7.60% | £1,999 | 6.9% APR |
5 Year Fixed Fee Saver |
5.84% | 5 Years (Fixed until 31.12.29) | 7.60% | £0 | 6.9% APR |
5 Year Fixed Premier Standard |
5.09% | 5 Years (Fixed until 31.12.29) | 7.60% | £1,999 | 6.8% APR |
5 Year Fixed Premier Fee Saver |
5.79% | 5 Years (Fixed until 31.12.29) | 7.60% | £0 | 6.9% APR |
| Product |
2 Year Tracker Standard |
|---|---|
Initial interest rate |
5.84% |
Initial interest rate period |
2 Years |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.8% APR |
| Product |
2 Year Tracker Premier Standard |
Initial interest rate |
5.79% |
Initial interest rate period |
2 Years |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.8% APR |
| Product |
2 Year Fixed Standard |
Initial interest rate |
5.54% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.7% APR |
| Product |
2 Year Fixed Fee Saver |
Initial interest rate |
6.34% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
7.6% APR |
| Product |
2 Year Fixed Premier Standard |
Initial interest rate |
5.49% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.5% APR |
| Product |
2 Year Fixed Premier Fee Saver |
Initial interest rate |
6.29% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
7.5% APR |
| Product |
5 Year Fixed Standard |
Initial interest rate |
5.14% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
6.9% APR |
| Product |
5 Year Fixed Fee Saver |
Initial interest rate |
5.84% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
6.9% APR |
| Product |
5 Year Fixed Premier Standard |
Initial interest rate |
5.09% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
6.8% APR |
| Product |
5 Year Fixed Premier Fee Saver |
Initial interest rate |
5.79% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
6.9% APR |
60% LTV
| Product | Initial interest rate |
Initial interest rate period |
Followed by a Variable Rate, currently |
Booking fee |
Overall cost for comparison (APR) |
|---|---|---|---|---|---|
2 Year Tracker Standard |
5.79% | 2 Years | 7.60% | £1,999 | 7.8% APR |
2 Year Tracker Premier Standard |
5.74% | 2 Years | 7.60% | £1,999 | 7.8% APR |
2 Year Fixed Standard |
5.44% | 2 Years (Fixed until 31.12.26) | 7.60% | £1,999 | 7.7% APR |
2 Year Fixed Fee Saver |
6.24% | 2 Years (Fixed until 31.12.26) | 7.60% | £0 | 7.5% APR |
2 Year Fixed Premier Standard |
5.39% | 2 Years (Fixed until 31.12.26) | 7.60% | £1,999 | 7.7% APR |
2 Year Fixed Premier Fee Saver |
6.19% | 2 Years (Fixed until 31.12.26) | 7.60% | £0 | 7.5% APR |
5 Year Fixed Standard |
5.04% | 5 Years (Fixed until 31.12.29) | 7.60% | £1,999 | 6.8% APR |
5 Year Fixed Fee Saver |
5.74% | 5 Years (Fixed until 31.12.29) | 7.60% | £0 | 6.9% APR |
5 Year Fixed Premier Standard |
4.99% | 5 Years (Fixed until 31.12.29) | 7.60% | £1,999 | 6.8% APR |
5 Year Fixed Premier Fee Saver |
5.69% | 5 Years (Fixed until 31.12.29) | 7.60% | £0 | 6.9% APR |
| Product |
2 Year Tracker Standard |
|---|---|
Initial interest rate |
5.79% |
Initial interest rate period |
2 Years |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.8% APR |
| Product |
2 Year Tracker Premier Standard |
Initial interest rate |
5.74% |
Initial interest rate period |
2 Years |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.8% APR |
| Product |
2 Year Fixed Standard |
Initial interest rate |
5.44% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.7% APR |
| Product |
2 Year Fixed Fee Saver |
Initial interest rate |
6.24% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
7.5% APR |
| Product |
2 Year Fixed Premier Standard |
Initial interest rate |
5.39% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.7% APR |
| Product |
2 Year Fixed Premier Fee Saver |
Initial interest rate |
6.19% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
7.5% APR |
| Product |
5 Year Fixed Standard |
Initial interest rate |
5.04% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
6.8% APR |
| Product |
5 Year Fixed Fee Saver |
Initial interest rate |
5.74% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
6.9% APR |
| Product |
5 Year Fixed Premier Standard |
Initial interest rate |
4.99% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
6.8% APR |
| Product |
5 Year Fixed Premier Fee Saver |
Initial interest rate |
5.69% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
6.9% APR |
65% LTV
| Product | Initial interest rate |
Initial interest rate period |
Followed by a Variable Rate, currently |
Booking fee |
Overall cost for comparison (APR) |
|---|---|---|---|---|---|
2 Year Tracker Standard |
5.84% | 2 Years | 7.60% | £1,999 | 7.8% APR |
2 Year Tracker Premier Standard |
5.79% | 2 Years | 7.60% | £1,999 | 7.8% APR |
2 Year Fixed Standard |
5.54% | 2 Years (Fixed until 31.12.26) | 7.60% | £1,999 | 7.7% APR |
2 Year Fixed Fee Saver |
6.34% | 2 Years (Fixed until 31.12.26) | 7.60% | £0 | 7.6% APR |
2 Year Fixed Premier Standard |
5.49% | 2 Years (Fixed until 31.12.26) | 7.60% | £1,999 | 7.5% APR |
2 Year Fixed Premier Fee Saver |
6.29% | 2 Years (Fixed until 31.12.26) | 7.60% | £0 | 7.7% APR |
5 Year Fixed Standard |
5.14% | 5 Years (Fixed until 31.12.29) | 7.60% | £1,999 | 6.9% APR |
5 Year Fixed Fee Saver |
5.84% | 5 Years (Fixed until 31.12.29) | 7.60% | £0 | 6.9% APR |
5 Year Fixed Premier Standard |
5.09% | 5 Years (Fixed until 31.12.29) | 7.60% | £1,999 | 6.8% APR |
5 Year Fixed Premier Fee Saver |
5.79% | 5 Years (Fixed until 31.12.29) | 7.60% | £0 | 6.9% APR |
| Product |
2 Year Tracker Standard |
|---|---|
Initial interest rate |
5.84% |
Initial interest rate period |
2 Years |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.8% APR |
| Product |
2 Year Tracker Premier Standard |
Initial interest rate |
5.79% |
Initial interest rate period |
2 Years |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.8% APR |
| Product |
2 Year Fixed Standard |
Initial interest rate |
5.54% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.7% APR |
| Product |
2 Year Fixed Fee Saver |
Initial interest rate |
6.34% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
7.6% APR |
| Product |
2 Year Fixed Premier Standard |
Initial interest rate |
5.49% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.5% APR |
| Product |
2 Year Fixed Premier Fee Saver |
Initial interest rate |
6.29% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
7.7% APR |
| Product |
5 Year Fixed Standard |
Initial interest rate |
5.14% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
6.9% APR |
| Product |
5 Year Fixed Fee Saver |
Initial interest rate |
5.84% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
6.9% APR |
| Product |
5 Year Fixed Premier Standard |
Initial interest rate |
5.09% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
6.8% APR |
| Product |
5 Year Fixed Premier Fee Saver |
Initial interest rate |
5.79% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
6.9% APR |
75% LTV
| Product | Initial interest rate |
Initial interest rate period |
Followed by a Variable Rate, currently |
Booking fee |
Overall cost for comparison (APR) |
|---|---|---|---|---|---|
2 Year Tracker Standard |
5.84% | 2 Years | 7.60% | £1,999 | 7.8% APR |
2 Year Tracker Premier Standard |
5.79% | 2 Years | 7.60% | £1,999 | 7.8% APR |
2 Year Fixed Standard |
5.54% | 2 Years (Fixed until 31.12.26) | 7.60% | £1,999 | 7.7% APR |
2 Year Fixed Fee Saver |
6.34% | 2 Years (Fixed until 31.12.26) | 7.60% | £0 | 7.6% APR |
2 Year Fixed Premier Standard |
5.49% | 2 Years (Fixed until 31.12.26) | 7.60% | £1,999 | 7.5% APR |
2 Year Fixed Premier Fee Saver |
6.29% | 2 Years (Fixed until 31.12.26) | 7.60% | £0 | 7.5% APR |
5 Year Fixed Standard |
5.14% | 5 Years (Fixed until 31.12.29) | 7.60% | £1,999 | 6.9% APR |
5 Year Fixed Fee Saver |
5.84% | 5 Years (Fixed until 31.12.29) | 7.60% | £0 | 6.9% APR |
5 Year Fixed Premier Standard |
5.09% | 5 Years (Fixed until 31.12.29) | 7.60% | £1,999 | 6.8% APR |
5 Year Fixed Premier Fee Saver |
5.79% | 5 Years (Fixed until 31.12.29) | 7.60% | £0 | 6.9% APR |
| Product |
2 Year Tracker Standard |
|---|---|
Initial interest rate |
5.84% |
Initial interest rate period |
2 Years |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.8% APR |
| Product |
2 Year Tracker Premier Standard |
Initial interest rate |
5.79% |
Initial interest rate period |
2 Years |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.8% APR |
| Product |
2 Year Fixed Standard |
Initial interest rate |
5.54% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.7% APR |
| Product |
2 Year Fixed Fee Saver |
Initial interest rate |
6.34% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
7.6% APR |
| Product |
2 Year Fixed Premier Standard |
Initial interest rate |
5.49% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
7.5% APR |
| Product |
2 Year Fixed Premier Fee Saver |
Initial interest rate |
6.29% |
Initial interest rate period |
2 Years (Fixed until 31.12.26) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
7.5% APR |
| Product |
5 Year Fixed Standard |
Initial interest rate |
5.14% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
6.9% APR |
| Product |
5 Year Fixed Fee Saver |
Initial interest rate |
5.84% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
6.9% APR |
| Product |
5 Year Fixed Premier Standard |
Initial interest rate |
5.09% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£1,999 |
Overall cost for comparison (APR) |
6.8% APR |
| Product |
5 Year Fixed Premier Fee Saver |
Initial interest rate |
5.79% |
Initial interest rate period |
5 Years (Fixed until 31.12.29) |
Followed by a Variable Rate, currently |
7.60% |
Booking fee |
£0 |
Overall cost for comparison (APR) |
6.9% APR |
Things you should know
Your property or home may be repossessed if you do not keep up repayments on your mortgage. All mortgages are subject to status and eligibility criteria.
Buy to let mortgages
You should always think carefully before purchasing a buy-to-let property. The value of a property is a matter of opinion and not a matter of fact, not all properties will grow in value or provide sufficient income to cover all your associated costs. You will be responsible for your costs even if you do not have a tenant. Property can also be difficult to sell and you may not be able to sell quickly if you need to do so.
Key mortgage terms explained
We know that when it comes to choosing a mortgage, there's a lot of jargon to get your head around. That's why we've listed some common mortgage terms here.
Maximum Loan to Valuation (LTV)
The mortgage products which are available to you depend on your mortgage balance as a proportion of the value of your home (the 'LTV'). E.g. A £100,000 property with an £80,000 mortgage = an 80% LTV. This is the maximum LTV that will be accepted for this product.
You can request that your property be re-valued to ascertain your current LTV, on the basis of your belief that your property's current value is different to the estimated value on our records. Please note that by requesting a re-valuation, you would not be reserving any mortgage products or rates. Products can be withdrawn at any time and you will only be able to choose from the range available, once your current valuation is confirmed. If a re-valuation is required, a fee may be applicable. Please call us for further details.
Interest rate
This is the percentage rate at which HSBC calculates the interest that you are charged on your mortgage.
Rate period
The period during which the fixed, tracker or discount rate applies. Following the expiry of the fixed, tracker or discount rate period, the mortgage rate will move to the HSBC Variable Rate.
The duration of the fixed period noted is for indication only. Wherever an end date is stated, this will be the final day of the rate which may be longer or shorter than the indicative rate period and is not impacted by the day of booking.
Changes to the HSBC Variable Rate
The HSBC Variable Rate will vary over the term of the loan and is a variable rate set internally by HSBC. The HSBC Variable Rate does not track the Bank of England base rate.
The overall cost for comparison is APR
APR stands for the Annual Percentage Rate of charge used to compare loan offers.
Charges and fees
Early Repayment Charges
An Early Repayment Charge applies to some of our mortgages. The ERC is calculated as 1% of the amount repaid early, above any annual overpayment allowance, for each remaining year of the period during which the ERC applies, reducing on a daily basis. However, (after taking your allowance into account) a maximum 5% of your overpayment will be charged.
The ERC will be 1% of the amount overpaid or repaid early, multiplied by the number of years remaining of the fixed or discount rate period, reducing daily.
For example: A customer paying off their full mortgage of £100,000, who has 18 months (547 days) remaining on their fixed rate period. The ERC would be: £100,000 x 1% divided by 365 x 547 days = £1,498.63
Early Repayment Charges do not apply to tracker rate or HSBC Variable Rate mortgages and unlimited overpayments can be made.
Booking fee
A non-refundable fee charged on some mortgages to secure a particular mortgage deal. You may choose to add this to the loan. However, this will increase your mortgage balance, the amount of interest you pay and your monthly payments.
Maximum loan sizes
The maximum amount that can be borrowed with this product per booking fee payable. Where you choose to switch two or more of your mortgage loans to the same product and where your existing mortgage loans are secured by a charge over the same property, if your total borrowing remains within the maximum borrowing limit for that new product, you will only pay the booking fee for that product once. For example, if you switch your mortgage loans to a new product which has a booking fee of £999 and has a maximum borrowing limit of £500,000, you would only pay one booking fee for switching two mortgage loans of £200,000 and £300,000 to this new product.
Assumptions and features
To qualify for some products, you may be required to hold another HSBC product. Buyer type restrictions may also apply.
Fee Saver is available on some of our products. Fee Saver for residential mortgages means no booking fee and no completion fee (the Electronic Funds Transfer Fee charged on drawdown). Fee saver for BTL mortgages means no booking fee, however a completion fee will be charged. If a re-valuation is required, we will cover the cost of one standard valuation fee. Depending on your circumstances, other fees and charges may apply. Please call us for further details.
Fixed rate – your payments are fixed for the duration of the fixed term, no matter what happens to interest rates.
Tracker rate - a tracker mortgage interest rate is set at an agreed percentage above the Bank of England base rate for the duration of the tracker term.
Get a Decision in Principle
The first step to apply for a mortgage is getting a Decision in Principle. This confirms your eligibility and gives you an idea of how much you can borrow. To get your application underway, fill out our form to request a Decision in Principle.
Apply in branch
Prefer to complete your application with one of our team? You’ll need to bring identification, proof of address and a recent bank statement.
Or, book an appointment over the phone on:
Our lines are open 07:00 to 21:00 every day.