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Income Protection

Financial support to help pay your bills if you can't work due to sickness or injury.

Protection against loss of earnings

Income Protection is an insurance policy that pays a monthly cash benefit to help towards your outgoings if you're ill. It also provides specialist rehabilitation services, tailored to you, which can help you get back to working again. 

What you'll get with Income Protection

A monthly cash benefit

You'll get a monthly cash benefit paid directly to your bank account.

A dedicated claims assessor

Your dedicated claims assessor will be on hand to offer support.

Flexible policy terms

Choose how soon you'd want your monthly pay outs to start and how long the policy needs to run.

What is and isn't covered?

Income Protection offers you the financial support you need if you're unable to work due to an accident or injury. It pays a monthly cash benefit to help replace loss of earnings.

Policies can also provide specialist rehabilitation services, tailored to you, which can help you get back into work.

Rehabilitation providers specialise in helping customers affected by psychological issues such as stress, anxiety and depression; musculoskeletal problems, such as back pain; and cancer. This means you can get the practical help and the treatment you need without delay.

Income Protection can be taken over a set term or until your chosen retirement date.

As with all insurance policies, terms and conditions, eligibility, exclusions and limitations will apply.

Who can apply?

You can apply if you're:

  • an HSBC Channel Islands & Isle of Man current account customer
  • a resident of Channel Islands or Isle of Man
  • at least 18 years old

Ready to apply?

If you'd like to apply for Income Protection, leave your details and a preferred contact time and we'll call you back.

Frequently asked questions

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