To be eligible for an HSBC Premier Personal loan you need to:
- be over 18 and a resident of the Channel Islands or Isle of Man
- have an annual income or pension before tax of £10,000 or more
- be an HSBC Premier customer
When applying for a Energy Efficiency Loan, an approved energy efficiency purpose includes:
- double glazing installation on a residential property
- thermal insulation installation in a residential property
- purchase of electric or hybrid cars
- solar panels installation on a residential home
- purchase of a new boiler for a residential home with an efficiency rating of A
- any other purpose for which we have agreed in advance in writing
HSBC Premier is available to you, as long as you pay your annual income into your HSBC Premier Bank account and either:
- Have savings or investments of at least £50,000 with HSBC in the Channel Islands or Isle of Man.
- Or have an individual annual income of at least £75,000 and one of the following products with HSBC in the Channel Islands or Isle of Man:
- a mortgage
- an investment, life insurance or protection product
- or, qualify for HSBC Premier in another country
Please note: This excludes HSBC UK, M&S Bank, First Direct and HSBC Expat. For the second criteria, in the case of a joint account, at least one of the parties must have an individual annual income of at least £75,000. The investment, life insurance or protection products also includes those purchased through one of HSBC's advisers.
If you're not yet an HSBC Premier customer, find out more about the Premier experience here.