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Flexible Loan

Choose the loan that works with you

Fancy flexible funding for a fantastic project? Finance with a HSBC Flexiloan and your financing can flourish with you. Representative 17.9% APR.

Our Flexiloans are available exclusively to HSBC current account customers.

 

Key Benefits

  • Borrow from £500 to £5,000
    Subject to our assessment of your personal financial circumstances
  • Flexible repayment terms
    Flexible monthly repayments between 4%-10% of the loan limit (minimum repayment applies). Lump sum reductions are also accepted.
  • Only pay for what you use
    If you don't use your Flexiloan, you don't pay anything
  • Easy access
    You can transfer all or a portion of your loan into your current account yourself via Online Banking, Express Banking or Telephone Banking
  • No set up fees
    We won't charge you to set up your Flexiloan
  • Redraw once you've repaid
    Once you've repaid your Flexiloan, you can redraw the credit if you need to - just like an overdraft

 

 

Eligibility requirements

 

Please make sure you can answer YES to the following questions:

  • Do you have a HSBC current account?
  • Do you have an annual income/pension before tax of £10,000 or more?
  • Are you 18 years or older? 
  • Are you a resident of the Channel Islands or Isle of Man?

Key product information

Flexiloan

Representative 17.9% APR variable. 

 

Borrow from £500 to £5,000

You can choose to borrow between £500 and £5,000 (in increments of £10), subject to our assessment of your personal financial circumstances. 

 

Flexible repayment terms

Choose how much you want to repay each month (minimum repayment applies).

 

No set up costs

We won't charge you anything to set up your Flexiloan for you. 

 

Easy access

Once you've decided to use your Flexiloan, you can transfer all or a portion of the funds into your current account yourself via Online, Express or telephone banking. You'll only pay for the portion of the loan that you transfer. 

 

Only pay for what you use

You only start paying for your loan once you decide to transfer funds into your current account for use.

 

Redraw once you've repaid

Once you've repaid your Flexiloan, you can redraw the remainder up to the limit. You can do this in part or in full, if and when you need to - just like an overdraft.

 

Our credit facilities

You can get full details of our credit facilities, including a written quotation from any of our branches, by writing to:

Customer Information

HSBC Bank plc

PO Box 757

Hemel Hempstead

Herts

HP2 4SS


Or call us on

0800 032 4735

Lines are open from 8am to 10pm every day (except for Christmas Day, Boxing Day and New Year's Day).

How would you like to apply?

Simply choose the way that suits you best – but first, take a look below at the eligibility requirements for our Flexiloans.

 

Apply by phone

Call us on

0800 032 4735

Lines are open from 8am to 10pm every day (except for Christmas Day, Boxing Day and New Year's Day).

Textphone contact numbers

 

 

Apply in branch

HSBC Current Account customers can book an appointment to apply in branch by calling

03456 00 61 61

From outside the UK, Channel Islands or Isle of Man

+44 1226 261 010

You’ll need to bring identification and proof of your address.

Eligibility requirements

 

Please make sure you can answer YES to the following questions:

  • Do you have a HSBC current account?
  • Do you have an annual income/pension before tax of £10,000 or more?
  • Are you 18 years or older? 
  • Are you a resident of the Channel Islands or Isle of Man?

 

 

Things you should know

Before applying, please take the time to read the following. You may also want to save some of these documents for future reference.

 

These links may allow you to access a non-HSBC website. HSBC Bank plc has no control over the linked website and is not liable for the use of it.

 

We adhere to The Standards of Lending Practice

Fancy flexible funding for a fantastic project? Finance with a HSBC Flexiloan and your financing can flourish with you. Representative 17.9% APR.

Our Flexiloans are available exclusively to HSBC current account customers.

 

Key Benefits

  • Borrow from £500 to £5,000
    Subject to our assessment of your personal financial circumstances
  • Flexible repayment terms
    Flexible monthly repayments between 4%-10% of the loan limit (minimum repayment applies). Lump sum reductions are also accepted.
  • Only pay for what you use
    If you don't use your Flexiloan, you don't pay anything
  • Easy access
    You can transfer all or a portion of your loan into your current account yourself via Online Banking, Express Banking or Telephone Banking
  • No set up fees
    We won't charge you to set up your Flexiloan
  • Redraw once you've repaid
    Once you've repaid your Flexiloan, you can redraw the credit if you need to - just like an overdraft

 

 

Eligibility requirements

 

Please make sure you can answer YES to the following questions:

  • Do you have a HSBC current account?
  • Do you have an annual income/pension before tax of £10,000 or more?
  • Are you 18 years or older? 
  • Are you a resident of the Channel Islands or Isle of Man?

Key product information

Flexiloan

Representative 17.9% APR variable. 

 

Borrow from £500 to £5,000

You can choose to borrow between £500 and £5,000 (in increments of £10), subject to our assessment of your personal financial circumstances. 

 

Flexible repayment terms

Choose how much you want to repay each month (minimum repayment applies).

 

No set up costs

We won't charge you anything to set up your Flexiloan for you. 

 

Easy access

Once you've decided to use your Flexiloan, you can transfer all or a portion of the funds into your current account yourself via Online, Express or telephone banking. You'll only pay for the portion of the loan that you transfer. 

 

Only pay for what you use

You only start paying for your loan once you decide to transfer funds into your current account for use.

 

Redraw once you've repaid

Once you've repaid your Flexiloan, you can redraw the remainder up to the limit. You can do this in part or in full, if and when you need to - just like an overdraft.

 

Our credit facilities

You can get full details of our credit facilities, including a written quotation from any of our branches, by writing to:

Customer Information

HSBC Bank plc

PO Box 757

Hemel Hempstead

Herts

HP2 4SS


Or call us on

0800 032 4735

Lines are open from 8am to 10pm every day (except for Christmas Day, Boxing Day and New Year's Day).

How would you like to apply?

Simply choose the way that suits you best – but first, take a look below at the eligibility requirements for our Flexiloans.

 

Apply by phone

Call us on

0800 032 4735

Lines are open from 8am to 10pm every day (except for Christmas Day, Boxing Day and New Year's Day).

Textphone contact numbers

 

 

Apply in branch

HSBC Current Account customers can book an appointment to apply in branch by calling

03456 00 61 61

From outside the UK, Channel Islands or Isle of Man

+44 1226 261 010

You’ll need to bring identification and proof of your address.

Eligibility requirements

 

Please make sure you can answer YES to the following questions:

  • Do you have a HSBC current account?
  • Do you have an annual income/pension before tax of £10,000 or more?
  • Are you 18 years or older? 
  • Are you a resident of the Channel Islands or Isle of Man?

 

 

Things you should know

Before applying, please take the time to read the following. You may also want to save some of these documents for future reference.

 

These links may allow you to access a non-HSBC website. HSBC Bank plc has no control over the linked website and is not liable for the use of it.

 

We adhere to The Standards of Lending Practice