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Student insurance

Make it yours with a choice of four coverage levels
Summer festival

While you concentrate on your studies, you can trust HSBC Student Insurance to take care of your personal possessions.

Key benefits

  • 4 levels of cover
    Choose the level of cover that suits you - £2,000, £3,000, £4,000 or £5,000
  • Up to £500 per item
    You can claim up to £500 for each individual item that is lost or damaged
  • Accidental damage protection
    Cover included for your home entertainment equipment, mirrors and glass - up to £250 per incident
  • Covers your cash
    Get up to £100 if your cash is lost or stolen
  • Optional extras
    Tailor your cover to include pedal cycles, computers and more

 

Eligibility requirements

Please ensure you can answer YES to the following questions.

  • Are you a full-time student attending a university or college situated in the United Kingdom (or part-time if you are receiving a Disabled Student Allowance)?
  • Are you applying for contents cover only?
  • Can you confirm you do not possess any one item you wish to insure with this policy that exceeds £500 in value (this does not apply to the personal computer equipment option)?
  • Can you confirm you do not require contents cover in excess of £5,000? For higher levels of cover please call our insurance helpline on 0800 277 377 to speak to one of our customer service representatives who will be available to provide you with a quote. 
    Lines are open 8am to 9pm Monday to Friday and 9am to 5pm Saturday and Sunday (excluding Christmas Day, Boxing Day and New Year's Day). To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us.
  • Can you confirm you have never had any criminal convictions, police cautions or have any prosecutions pending?
  • Can you confirm you have never had insurance refused, cancelled or offers with terms imposed?

 

HSBC Insurance is provided by Aviva Insurance Limited in the UK and is designed to offer you the protection you need when you move away from home for the first time.

 

Types of student insurance cover

4 levels of cover from £25
You can choose cover limits between £2,000 and £5,000 and protect yourself from the financial cost of loss or damage to your contents while you are a student. Cover includes fire, storm, flood and theft following forcible and violent entry/exit from your accommodation.

 

Accidental damage protections

We’ll cover your home entertainment equipment, mirrors and glass up to £250 per incident. We’ll also cover home computers (not laptops), games consoles, receiving aerials, dishes and CCTV cameras that are fixed to the building.

 

Optional extras

You can also choose these optional extras:

  • Personal belongings – cover items you wear or carry outside your accommodation (within the British Isles)
  • Personal computer equipment – cover equipment in your possession in and away from your accommodation, including installed software (excluding mobile phones)
  • Pedal cycles – cover loss or damage anywhere within the British Isles as long as your cycle is locked to an immovable object or in a locked building that only you access

 

What’s covered?

Standard policy features Policy limits Policy excesses
Individual item £500 £50
Accidental damage cover £250 £50
Loss or theft of cash £100 £50
Personal and occupier’s liability £2 million £50

 

Optional extras for all 4 levels of cover

Personal belongings cover Between £500 and £2,000 (£500 per individual item)
Pedal cycles £500
Personal computer equipment £2,000 (including £250 for installed software)

What’s not covered?

Please see your policy document below for full details of exclusions.

 

General

You will have to pay the first part of most claims - this is known as an excess. Your schedule details the excesses which apply to your policy

  • Limits apply for certain covers; the limits are shown on your schedule and in your policy booklet
  • Certain loss or damage (for example theft or malicious damage) caused by you or members of your household
  • Damage caused by chewing, scratching, tearing or fouling by domestic animals
  • Clause(s) may apply which exclude certain losses or damage. These will appear on your schedule
  • You must comply with the conditions of the policy explained in the General Conditions section of the policy booklet for cover to apply. These include your duty to take reasonable precautions to prevent accident, loss or damage and actions you must take as soon as you become aware of a possible claim under this policy. See also the General Exclusions section of the policy booklet for those exclusions that apply to all sections

 

 

Student contents

  • Motorised vehicles, aircraft, caravans, watercraft of any kind
  • Loss or damage to pedal cycles in the garden (but wider cover is available under Pedal Cycles)
  • Accidental damage to video cameras, mobile phones, hearing aids, games consoles and portable computer equipment (but wider cover is available under the Personal Computer section and Personal Belongings section)
  • Loss or damage to your contents by any cause not listed in the policy booklet (but wider cover is available under the Personal Belongings section).

 

 

Money and credit cards

  • Loss or theft not reported to the police
  • Loss or theft of credit and debit cards not reported to the card issuing company within 24 hours of discovering the loss

 

 

What you should know before you apply

You should check if you are covered by a university campus scheme before applying for HSBC Student Insurance.

Eligibility requirements

Please ensure you can answer YES to the following questions:

  • Are you a full-time student attending a university or college situated in the United Kingdom (or part-time if you are receiving a Disabled Student Allowance)?
  • Are you applying for contents cover only?
  • Can you confirm you do not possess any one item you wish to insure with this policy that exceeds £500 in value (this does not apply to the personal computer equipment option)?
  • Can you confirm you do not require contents cover in excess of £5,000? For higher levels of cover please call our insurance helpline on 0800 277 377 to speak to one of our customer service representatives who will be available to provide you with a quote.
  • Can you confirm you have never had any criminal convictions, police cautions or have any prosecutions pending?
  • Can you confirm you have never had insurance refused, cancelled or offers with terms imposed?

Apply by phone

Get a quote by phone from our UK colleagues
0800 277 377
Lines are open 8am to 9pm Monday to Friday and 9am to 5pm at weekends. On public holidays opening hours may vary. In the interests of security for all parties, telephone calls may be monitored and/or recorded. Please answer all questions accurately, any incorrect information may invalidate your insurance should you take out a policy.

Student Insurance claims

0345 300 5899
Lines are open 24 hours a day, 7 days a week.
Calls may be monitored or recorded.

 

 

Customer Services

0345 300 5898
Lines are open from 8am to 8pm Monday to Friday and 9am to 5pm on Saturday and Sunday.
Calls may be monitored or recorded.

 

 

What you'll need to hand when making a claim

  • Your policy number
  • Your policyholder name and address

 

Your cancellation rights

0345 300 5898

Lines are open from 8am to 8pm Monday to Friday and 9am to 5pm on Saturday and Sunday.

 

While you concentrate on your studies, you can trust HSBC Student Insurance to take care of your personal possessions.

Key benefits

  • 4 levels of cover
    Choose the level of cover that suits you - £2,000, £3,000, £4,000 or £5,000
  • Up to £500 per item
    You can claim up to £500 for each individual item that is lost or damaged
  • Accidental damage protection
    Cover included for your home entertainment equipment, mirrors and glass - up to £250 per incident
  • Covers your cash
    Get up to £100 if your cash is lost or stolen
  • Optional extras
    Tailor your cover to include pedal cycles, computers and more

 

Eligibility requirements

Please ensure you can answer YES to the following questions.

  • Are you a full-time student attending a university or college situated in the United Kingdom (or part-time if you are receiving a Disabled Student Allowance)?
  • Are you applying for contents cover only?
  • Can you confirm you do not possess any one item you wish to insure with this policy that exceeds £500 in value (this does not apply to the personal computer equipment option)?
  • Can you confirm you do not require contents cover in excess of £5,000? For higher levels of cover please call our insurance helpline on 0800 277 377 to speak to one of our customer service representatives who will be available to provide you with a quote. 
    Lines are open 8am to 9pm Monday to Friday and 9am to 5pm Saturday and Sunday (excluding Christmas Day, Boxing Day and New Year's Day). To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us.
  • Can you confirm you have never had any criminal convictions, police cautions or have any prosecutions pending?
  • Can you confirm you have never had insurance refused, cancelled or offers with terms imposed?

 

HSBC Insurance is provided by Aviva Insurance Limited in the UK and is designed to offer you the protection you need when you move away from home for the first time.

 

Types of student insurance cover

4 levels of cover from £25
You can choose cover limits between £2,000 and £5,000 and protect yourself from the financial cost of loss or damage to your contents while you are a student. Cover includes fire, storm, flood and theft following forcible and violent entry/exit from your accommodation.

 

Accidental damage protections

We’ll cover your home entertainment equipment, mirrors and glass up to £250 per incident. We’ll also cover home computers (not laptops), games consoles, receiving aerials, dishes and CCTV cameras that are fixed to the building.

 

Optional extras

You can also choose these optional extras:

  • Personal belongings – cover items you wear or carry outside your accommodation (within the British Isles)
  • Personal computer equipment – cover equipment in your possession in and away from your accommodation, including installed software (excluding mobile phones)
  • Pedal cycles – cover loss or damage anywhere within the British Isles as long as your cycle is locked to an immovable object or in a locked building that only you access

 

What’s covered?

Standard policy features Policy limits Policy excesses
Individual item £500 £50
Accidental damage cover £250 £50
Loss or theft of cash £100 £50
Personal and occupier’s liability £2 million £50

 

Optional extras for all 4 levels of cover

Personal belongings cover Between £500 and £2,000 (£500 per individual item)
Pedal cycles £500
Personal computer equipment £2,000 (including £250 for installed software)

What’s not covered?

Please see your policy document below for full details of exclusions.

 

General

You will have to pay the first part of most claims - this is known as an excess. Your schedule details the excesses which apply to your policy

  • Limits apply for certain covers; the limits are shown on your schedule and in your policy booklet
  • Certain loss or damage (for example theft or malicious damage) caused by you or members of your household
  • Damage caused by chewing, scratching, tearing or fouling by domestic animals
  • Clause(s) may apply which exclude certain losses or damage. These will appear on your schedule
  • You must comply with the conditions of the policy explained in the General Conditions section of the policy booklet for cover to apply. These include your duty to take reasonable precautions to prevent accident, loss or damage and actions you must take as soon as you become aware of a possible claim under this policy. See also the General Exclusions section of the policy booklet for those exclusions that apply to all sections

 

 

Student contents

  • Motorised vehicles, aircraft, caravans, watercraft of any kind
  • Loss or damage to pedal cycles in the garden (but wider cover is available under Pedal Cycles)
  • Accidental damage to video cameras, mobile phones, hearing aids, games consoles and portable computer equipment (but wider cover is available under the Personal Computer section and Personal Belongings section)
  • Loss or damage to your contents by any cause not listed in the policy booklet (but wider cover is available under the Personal Belongings section).

 

 

Money and credit cards

  • Loss or theft not reported to the police
  • Loss or theft of credit and debit cards not reported to the card issuing company within 24 hours of discovering the loss

 

 

What you should know before you apply

You should check if you are covered by a university campus scheme before applying for HSBC Student Insurance.

Eligibility requirements

Please ensure you can answer YES to the following questions:

  • Are you a full-time student attending a university or college situated in the United Kingdom (or part-time if you are receiving a Disabled Student Allowance)?
  • Are you applying for contents cover only?
  • Can you confirm you do not possess any one item you wish to insure with this policy that exceeds £500 in value (this does not apply to the personal computer equipment option)?
  • Can you confirm you do not require contents cover in excess of £5,000? For higher levels of cover please call our insurance helpline on 0800 277 377 to speak to one of our customer service representatives who will be available to provide you with a quote.
  • Can you confirm you have never had any criminal convictions, police cautions or have any prosecutions pending?
  • Can you confirm you have never had insurance refused, cancelled or offers with terms imposed?

Apply by phone

Get a quote by phone from our UK colleagues
0800 277 377
Lines are open 8am to 9pm Monday to Friday and 9am to 5pm at weekends. On public holidays opening hours may vary. In the interests of security for all parties, telephone calls may be monitored and/or recorded. Please answer all questions accurately, any incorrect information may invalidate your insurance should you take out a policy.

Student Insurance claims

0345 300 5899
Lines are open 24 hours a day, 7 days a week.
Calls may be monitored or recorded.

 

 

Customer Services

0345 300 5898
Lines are open from 8am to 8pm Monday to Friday and 9am to 5pm on Saturday and Sunday.
Calls may be monitored or recorded.

 

 

What you'll need to hand when making a claim

  • Your policy number
  • Your policyholder name and address

 

Your cancellation rights

0345 300 5898

Lines are open from 8am to 8pm Monday to Friday and 9am to 5pm on Saturday and Sunday.