HSBC Bank Account Pay Monthly
A bundle of banking services to help you keep an eye on your money.

Apply for an HSBC Bank Account Pay Monthly today:


With the HSBC Bank Account Pay Monthly you'll get:

  • Apply for a formal overdraft
    We can arrange a formal overdraft service, subject to status
  • Relax with a £50 buffer
    A safety net for short-term emergency borrowing
  • Pay no overdraft fees
    We won't charge you any overdraft usage fees (although interest will be charged on overdrawn balances)
  • Know where you stand
    Payment requests over any formal overdraft limit and your buffer won't normally be agreed
  • Switch your bank account easily
    Switching your account to HSBC is fast and straightforward using the current account switch service. The Current Account Switching Service is not offered by all banks in the Channel Islands and Isle of Man. Please check whether your existing bank supports the service.
  • Banking your way
    24/7 Online & Telephone banking and our Mobile banking app
  • VISA debit card
    Contactless feature, subject to status


Please ensure you can answer YES to the following questions:

  • Are you 18 years or over?
  • Are you happy for us to undertake a credit register search (PDF)?
  • Can you provide us with identification and proof of your address and one month's bank statements from your current bank?

Apply in branch

Book your appointment to apply in branch by calling: 

03456 00 61 61

You’ll need to bring identification, proof of your address and a recent bank statement.

Frequently asked questions