With HSBC Insurance Aspects, you and your family are automatically covered for Worldwide Travel Insurance, provided you meet the eligibility criteria and are under 70 years of age.

• your partner is covered if they live at home with you in a domestic relationship
• your dependent children are also covered if they're accompanying you or your partner and they're under 23 years of age at the start of your trip. Children are also covered if they are travelling unaccompanied to visit close relatives abroad and stay with them for the duration of the trip
• trips up to 31 days duration are covered as standard but you may be able to upgrade to a maximum of 120 days for an additional fee
• trips must begin and end in the UK, Channel Islands or Isle of Man
• up to 31 days Winter Sports cover is included in any calendar year
• trips in connection with your job to carry out non-manual work such as administrative tasks, meetings and conferences

Existing medical conditions

You will need to call the HSBC Medical Risk Assessment helpline on 08000 517 142 if, before booking a trip if, in the 12 months before making the booking or opening your account (whichever is later) an insured person has:

• been prescribed medication, including newly prescribed or repeat medication
• received or is awaiting medical treatment, tests or investigations
• been referred to, or is under the care of, a specialist/consultant
• been admitted to hospital or had surgery

You must also tell Aviva if any of the above happen regarding conditions you have already declared, if there are any changes to prescribed medication or if any of the conditions deteriorate.

You should also tell Aviva after booking a trip but before you travel if:

• an insured person is referred to a specialist/consultant or admitted to hospital because of a new condition/symptom, or a previously accepted condition, or
• there has been any deterioration or a change in prescribed medication to accepted conditions you have already told us about

There is no cover where, at the time of opening your account or booking a trip (whichever is later), the insured person knew that the illness, injury or quarantine of a travelling companion, person the insured was going to stay with, close relative or business colleague could reasonably be expected to affect the insured person’s travel plans.

Existing conditions are not covered at any time under this policy unless the insured person only has conditions included in the Accepted conditions list in the policy terms and conditions, or you've told Aviva about them and, they've agreed to provide cover in writing.

Please see full details of cover here